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North Lakeland Branch & ATM

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Discover premier banking services at our North Lakeland branch and ATM, offering a comprehensive range of solutions, from personal checking and business accounts to diverse loan options. Our dedicated team is committed to supporting members on their financial journey. Visit us today at the corner of U.S. Highway 98 and Duff Road, conveniently situated next to the Northside Village shopping plaza, and explore how we can assist you!
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7301 U.S. Highway 98 N
Lakeland, FL 33809
(863) 688-3733 or Toll Free (866) 913-3733


  • 24 Hour ATM
  • Safe Deposit Boxes
  • Night Drop
  • Coin Counting Machine
  • 7-7 Drive-Thru Service
  • Business Services Available
  • Mortgage Center
  • Shared Services Available

Drive-Thru Hours

  • Monday: 7:00 am – 7:00 pm
  • Tuesday: 7:00 am – 7:00 pm
  • Wednesday: 7:00 am – 7:00 pm
  • Thursday: 7:00 am – 7:00 pm
  • Friday: 7:00 am – 7:00 pm
  • Saturday: 8:30 am – 1:00 pm
  • Sunday: Closed

Lobby Hours

  • Monday: 9:00 am - 5:00 pm
  • Tuesday: 9:00 am - 5:00 pm
  • Wednesday: 10:30 am - 5:00 pm
  • Thursday: 9:00 am - 5:00 pm
  • Friday: 9:00 am - 6:00 pm
  • Saturday: 9:00 am - 1:00 pm
  • Sunday: Closed

Personal Banking at the North Lakeland Branch

Personal Checking

Experience the convenience of opening a personal checking account with MIDFLORIDA. Our personal checking accounts come with no minimum balance requirements, zero monthly fees, and enticing debit card rewards. Enjoy secure and easy access to your funds.

Personal Savings

Explore unique savings account models meticulously designed to grow your nest egg effortlessly. Our personal savings options offer competitive interest rates, providing you with the perfect avenue to save for your future financial goals.

Youth Bank Accounts

MIDFLORIDA's youth bank accounts offer a range of beneficial features aimed at nurturing financial literacy in children and teens. With access to online banking, text alerts, and a complimentary debit card, young individuals have valuable tools at their disposal to develop and excel in essential money management skills.

Debit Cards

At our North Lakeland branch, we offer same-day issued debit cards that have various features, including Smart Save. Our location also provides a variety of card designs to choose from!

Credit Cards

If you're looking to build your credit or just want low-interest rates, our credit card options may be right for you! We offer Visa Platinum and Visa Signature cards that have cash-back rewards and low rates!

Explore Personal Banking

Loans & Mortgages at the North Lakeland Branch

Home Mortgage

Explore numerous home loan options for both established and aspiring homeowners. Let us help you reach your dream of owning a home. Applying for a home mortgage can be complicated, but we are here to guide you through the process at our North Lakeland branch.

Home Refinance

Take advantage of tailored refinancing options for home improvements, faster mortgage payoffs, and advantageous term adjustments. Our mortgage consultants at the North Lakeland branch have worked with various individuals and can help you too.

Home Equity Loans & HELOC

Benefit from great intro rates and flexible plans to make home equity work for you. If you own your home and have expenses that are too much for you to cover, a home equity loan may be the solution. Receive funds as a lump sum or draw funds as needed for significant home improvements or debt consolidation.

Personal Loans

Get flexible solutions and choose from a variety of our personal loan options to better meet your needs. Add a little more flexibility to the next financial chapter of your life with Florida's leading credit union.

Apply for a Mortgage

Business Banking at the North Lakeland Branch

Business Checking

Simplify your business finances with easy and multi-faceted business checking services. MIDFLORIDA offers business checking account options equipped with helpful features such as extended hours for deposits, free transactions, e-statements, and more.

Business Savings

We understand the importance of savings for your business. Explore our business savings options with varying interest rates that will help your money grow, making your business pursuits prosperous.

Business Credit Cards

Secure your cash flow needs with generous credit limits and lower interest rates. Our business credit cards come equipped with competitive features, providing you with the financial flexibility needed to operate your business successfully.

Treasury Management

Assist in keeping your business's financial system running smoothly with our treasury management solutions including ACH origination, fraud prevention, and business remote deposit capture services. Our team offers assistance with financial processes to help you focus on what matters most!

Explore Business Banking

Established With Integrity

When providing banking services, our team is there to help our members get the best options! We are a credit union that is dedicated to guiding members on the resources that will benefit their finances and ensure they reach their goals. If you would like to find out additional information about our services, contact us or check out the current offers we have available! Visit our North Lakeland branch and ATM today to discover more about what our team can do for you!