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South Lakeland credit union branch and ATM in Polk County Florida

South Lakeland Branch & ATM

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At our South Lakeland branch and ATM, we take pride in delivering outstanding financial services. From diverse mortgage offerings to tailored personal checking solutions and comprehensive business accounts, our dedicated team is committed to offering nothing short of excellence. Experience our superior services firsthand by visiting our branch today!
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6040 S. Florida Avenue
Lakeland, FL 33813
(863) 688-3733 or Toll Free (866) 913-3733


Drive-Thru Hours

  • Monday: 7:00 am – 7:00 pm
  • Tuesday: 7:00 am – 7:00 pm
  • Wednesday: 7:00 am – 7:00 pm
  • Thursday: 7:00 am – 7:00 pm
  • Friday: 7:00 am – 7:00 pm
  • Saturday: 8:30 am – 1:00 pm
  • Sunday: Closed

Lobby Hours

  • Monday: 9:00 am - 5:00 pm
  • Tuesday: 9:00 am - 5:00 pm
  • Wednesday: 10:30 am - 5:00 pm
  • Thursday: 9:00 am - 5:00 pm
  • Friday: 9:00 am - 6:00 pm
  • Saturday: 9:00 am - 1:00 pm
  • Sunday: Closed

Personal Banking at the South Lakeland Branch

Personal Checking

Opening a personal checking account with MIDFLORIDA provides several advantages. Experience the convenience of early direct deposits, text banking capabilities, and access to a free mobile app among the array of exceptional features available with these accounts.

Personal Savings

We provide a variety of savings account options meticulously designed to assist you in achieving your financial goals. From Money Market accounts to Holiday Club savings, our team can help you choose the right products that work within your budget.

Youth Bank Accounts

MIDFLORIDA's youth bank accounts offer a range of beneficial features aimed at nurturing financial literacy in children and teens. With access to online banking, text alerts, and a complimentary debit card, young individuals have valuable tools at their disposal to develop and excel in essential money management skills.

Debit Cards

Experience the convenience of instant-issued debit cards at our South Lakeland branch. Sign up for an account and receive your debit card on the same day of your visit! Additionally, choose from a wide selection of card styles, ensuring your card reflects your style and preferences.

Credit Cards

Our options include all the essential features needed in a credit card—chip technology, generous limits, and low rates. Choose from Visa Signature, Visa Platinum, or a credit card option for your business!

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Loans & Mortgages at the South Lakeland Branch

Home Mortgage

Whether you're a first-time home buyer or seeking financing for new property construction, our expert team at the South Lakeland branch is dedicated to providing guidance across various home mortgage options. We meticulously compare mortgage plans and diligently assist you through every step of the process, ensuring a seamless and informed experience.

Home Refinance

Our mortgage specialists are here to help you get the best home refinancing options around. MIDFLORIDA's refinance solutions are designed to expedite your mortgage payoff, lower your monthly payments, and offer additional benefits. We even offer fixed and adjustable rate options!

Home Equity Loans & HELOC

Your home is one of your greatest financial assets. We provide home equity loan products, including HELOC options. You'll be able to choose from low introductory rates to credit drawouts to use when you need it the most!

Personal Loans

We are dedicated to providing our members with the finest personal loan choices available. Our expert team is here to assist you in choosing the right loan for your situation from our range of options, including secured, fixed-term, and specialty loans, ensuring a personalized lending experience tailored to your needs.

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Business Banking at the South Lakeland Branch

Business Checking

At our South Lakeland branch, discover our business checking accounts equipped with advantageous features such as overdraft protection and flexible deposit timings. Our aim is to provide you with tailored financial solutions that not only foster your business's growth but also streamline cash flow management effectively.

Business Savings

One of the best ways to reach your business goals is through a business savings account! Our savings accounts include advantages such as low minimum balances, overdraft protection, and optimal interest-earning potential.

Business Credit Cards

MIDFLORIDA business credit cards are a great way for local companies to manage their finances. Whether your business seeks cashback incentives or prefers low-interest rates, our dedicated team is committed to collaborating with you in discovering the ideal card option tailored to meet your specific needs.

Treasury Management

At our South Lakeland branch, discover an array of treasury management solutions including ACH origination, fraud prevention, and business remote deposit capture services. Our team offers assistance with financial processes to help you focus on what matters most!

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Count On Us!

The South Lakeland branch and ATM take pride in delivering outstanding banking services, ensuring every member has access to the financial tools necessary to surpass their goals. Visit our branch today to open an account and take advantage of our exceptional current offers. Contact us for further details on how we can support you in achieving your financial aspirations.