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Tower Branch & ATM

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Located on the corner of South Kentucky Avenue and East Lemon Street (near the Frescos Southern Kitchen & Bar), you'll find MIDFLORIDA's Corporate Office with our Tower branch & ATM. We're proud to provide personal checking accounts, business banking, loan services, and more in the heart of Downtown Lakeland. Discover the premium banking solutions we can offer you by visiting our Tower branch today!

129 South Kentucky Avenue Ste. 100
Lakeland, FL 33801
(863) 688-3733 or Toll Free (866) 913-3733


Lobby Hours

  • Monday: 9:00 am - 5:00 pm
  • Tuesday: 9:00 am - 5:00 pm
  • Wednesday: 9:00 am - 5:00 pm
  • Thursday: 9:00 am - 5:00 pm
  • Friday: 9:00 am - 5:00 pm
  • Saturday: Closed
  • Sunday: Closed

Personal Banking at the Lakeland - Tower Branch

Personal Checking

At the Lakeland - Tower branch, you can enjoy the advantages that come along with opening a MIDFLORIDA personal checking account! The benefits include online and mobile banking, eStatements, and early paycheck options! We also offer account alerts and text banking, giving you total control over your account. 

Personal Savings

Whether you are looking to save money for retirement, a once-in-a-lifetime experience, or simply for a rainy day, we have the options for you! With a number of personal savings accounts, we'll find the one that will help you the most in reaching your financial goals!

Youth Bank Accounts

One of the best ways to help your teens and children learn about the importance of money is through a youth bank account. Our Lakeland - Tower branch offers several youth account options to help your kids keep track of their money and more.

Debit Cards

When you visit our Lakeland - Tower branch location, you have the option to get a same-day issued debit card. We offer a host of advantages with our debit cards, including Visa Account Updater, as well as the ability to earn cash back rewards!

Credit Cards

MIDFLORIDA offers two types of credit cards that provide distinct and valuable benefits! Just as with our debit cards, you have the option to get an instant-issued credit card when you apply at our local Lakeland - Tower branch today.

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Loans & Mortgages at the Lakeland - Tower Branch

Home Mortgage

Our team offers a wide variety of home mortgage options to work with your homeownership goals. Our mortgage specialists will compare terms and rates to get you the solutions that best fit your situation and plans!

Home Refinance

At MIDFLORIDA's Lakeland - Tower branch, we have optimal home refinance solutions that can help you reduce your monthly mortgage payment, switch from an adjustable rate, and so much more! Our team will help you determine which refinance option is right for you.

Home Equity Loans & HELOC

Your home is one of your greatest financial assets. We provide home equity loan products, including HELOC options! You'll be able to choose from low introductory rates to credit draw outs to use when you need it the most!

Personal Loans

We provide loan options that fit any lifestyle and budget! Some of the personal loans we offer include credit lines, fixed-term, and specialty loans. From seasonal shopping to emergency needs, we have options that can help you.

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Business Banking at the Lakeland - Tower Branch

Business Checking

When you sign up for a business checking account at the Lakeland - Tower branch, you'll be getting personalized services that work for your company! Visit your local Tower branch and we'll help guide you through our account options so that you can choose the one that aligns best with your business needs.

Business Savings

With our business savings accounts, you can earn interest on your available funds. These accounts can help your company prepare for any unexpected expenses and more. You'll also be able to manage your money and cash flow effectively, ensuring success along the way!

Business Credit Cards

Our business credit cards come with generous limits and low-interest rate options. With our Business Visa Signature or our Business Visa Platinum, you can efficiently pay company expenses to help your business grow and thrive!

Treasury Management

Online wire transfers, ACH origination services, and fraud protection are features you can have when you sign up for our Treasury Management services. Our Treasury Management team can guide you on systems and options that will work well with your business and operations!

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A Financial Institution You Can Rely On!

The Lakeland - Tower Branch & ATM provides the same features you would receive at any major banking foundation, with one exception – you are the main focus of the services we offer. Our credit union works to ensure that each member gets the financial options they need to reach their goals. Our current offers make it one of the best times to open an account with us! Contact us or visit our MIDFLORIDA Tower branch & ATM today to learn more about what we can do for you!