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North Ocala Branch & ATM

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The MIDFLORIDA North Ocala branch and ATM are located conveniently on the corner of NE 70th Avenue (Highway 326) and North Highway 441, in the Ocala Spring Shopping Center directly in front of the Dollar Tree, near CVS and Wandering Oaks RV Park. We're just one mile south of the Marion County Sheriff's North District Office and two miles east of Zuber.

We offer a full range of services, for both personal and business banking needs, including checking and savings accounts, a variety of loan options, and credit cards with low rates and fees and cash back rewards.

7139 N U.S. Highway 441
Ocala, FL 34475
(863) 688-3733 or Toll Free (866) 913-3733


Drive-Thru Hours

  • Monday: 7:00 AM – 7:00 PM
  • Tuesday: 7:00 AM – 7:00 PM
  • Wednesday: 7:00 AM – 7:00 PM
  • Thursday: 7:00 AM – 7:00 PM
  • Friday: 7:00 AM – 7:00 PM
  • Saturday: 8:30 AM - 1:00 PM
  • Sunday: Closed

Lobby Hours

  • Monday: 9:00 AM - 5:00 PM
  • Tuesday: 9:00 AM - 5:00 PM
  • Wednesday: 10:30 AM - 5:00 PM
  • Thursday: 9:00 AM - 5:00 PM
  • Friday: 9:00 am - 6:00 pm
  • Saturday: 9:00 AM - 1:00 PM
  • Sunday: Closed

Personal Banking at the North Ocala Branch

Personal Checking

Personal checking accounts with MIDFLORIDA are free: no monthly fees, no minimum balances, and unlimited debit card use. You'll also get free online banking, online bill pay, and mobile banking, where you can enjoy the convenience of mobile deposits. Use any MIDFLORIDA or Publix Presto! ATM for free transactions.

Personal Savings

From holiday accounts to money market accounts, relationship savings to regular savings, we offer a wide range of opportunities to save your money for whatever you need. Whether you are setting aside a small amount for a special purchase or plan to maintain a higher balance to earn interest, we have a personal savings account that will fit your needs.

Youth Bank Accounts

Teaching your kids about finances becomes an easier lesson when you give your child a Youth Savings account, Student Savings or Checking account. As a joint owner of the account, you can keep an eye on your child or teen's spending and help them learn financial independence without the adult repercussions. Our Youth Accounts come with many of the same features as our regular accounts, including mobile and online banking, text alerts, and convenient eStatements.

Debit Cards

We offer instant-issue debit cards featuring unique designs, halting the wait before you can spend with a card that suits your personality. Take advantage of our other debit card features, such as Smart Save which rounds up every purchase to the next dollar and puts the change in your savings account for you. We also offer debit card rewards, card control, and mobile wallet so you can make the most of your card.

Credit Cards

Whether you're looking for a low rate, high rewards, or to build (or rebuild) your credit, we have a card for you. Our instant-issue credit cards mean you don't have to wait to begin enjoying the benefits of your new credit card.

Explore Personal Banking

Loans & Mortgages at the North Ocala Branch

Home Mortgage

We're not just your lender; we're your neighbor so we want you to get the home you've been looking for. We'll help you find the right home loan for you, whether you're a first-time homebuyer, refinancing the home you've lived in for years, or are building the home of your dreams.

Home Refinance

If you want to refinance your home for lower monthly payments, a shorter term, or to use cash to pay off other debt, we can help you structure the right refinancing option for your needs. We won't just offer you a loan, we'll make sure we offer you the best loan to help you meet your goals.

Home Equity Loans & HELOC

Your home's equity can allow you to finance home improvements, pay off debt, or fund other major purchases. With several options to choose from, our team will make sure you make the most of your home equity.

Personal Loans

From general personal loans to secured loans and even seasonal ones, we've got the perfect personal loan to help you with whatever your need is. Whether you're dealing with an emergency, consolidating debt, or planning for a major purchase, we're here to help you acquire a strong financial footing.

Apply for a Mortgage

Business Banking at the North Ocala branch

Business Checking

From small businesses that are just getting started to larger businesses that have been thriving for years, we have business checking accounts that are just right. With no early cut-off time for deposits, 7am-7pm drive-thru hours, free coin counting and bill pay, we're ready to help you build a business with a solid financial foundation.

Business Savings

Let the money you're not currently using work for you with our business savings accounts. We offer a wide range of savings options, so choose the one that has the benefits you're looking for so that you're making the most of your business's hard earned income. 

Business Credit Cards

When your business needs credit, look no further than our business credit card options. Whether you want to earn cash back on your purchases or prefer a lower interest rate, our low-to-no-fee credit cards are here to provide affordable financing options for your business.

Treasury Management  

From payroll to payables and receivables, credit and debit card processing, to cash flow management; there are a lot of moving parts to the financial side of your business. Utilizing our Treasury Management team can allow your business to automate or outsource functions that you don't need to be hands-on with. Free up some time and let us help you manage your money so your business can grow.

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We're here for YOU

The difference between MIDFLORIDA Credit Union and the big-name banks is that we're not looking out for ourselves – we're looking out for you. That's why we make you a share owner and take no profit for ourselves. We want you to thrive and live the life you dream of and that all starts with proper care for your finances.

As a member, check out our current offers to see how we can give you a financial boost today. Want to talk to someone about your financial vision for the future? Have a question about any of the products to services mentioned above? See how we can help by getting in touch with one of our helpful MIDFLORIDA team members today.