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Sarasota - Downtown

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At MIDFLORIDA, we work to offer you the best banking and accounting services around! Our Downtown Sarasota branch & ATM is no exception! We are conveniently located on Washington Boulevard, between Laurel Street and Oak Street (or across the street, to the left, from the Art & Antique Center). As one of Florida's leading credit unions, we work to provide our members with optimal financial solutions to meet their banking needs. Stop by our branch today and learn about the services and benefits that we can offer you!

544 S. Washington Blvd.
Sarasota, FL 34236
(863) 688-3733 or Toll Free (866) 913-3733


Drive-Thru Hours

  • Monday: 7:00 am – 7:00 pm
  • Tuesday: 7:00 AM – 7:00 PM
  • Wednesday: 7:00 AM – 7:00 PM
  • Thursday: 7:00 AM – 7:00 PM
  • Friday: 7:00 AM – 7:00 PM
  • Saturday: 8:30 AM – 1:00 PM
  • Sunday: Closed

Lobby Hours

  • Monday: 9:00 am - 5:00 pm
  • Tuesday: 9:00 am - 5:00 pm
  • Wednesday: 10:30 am - 5:00 pm
  • Thursday: 9:00 am - 5:00 pm
  • Friday: 9:00 am - 6:00 pm
  • Saturday: 9:00 am - 1:00 pm
  • Sunday: Closed

Personal Banking At The Sarasota - Downtown Branch

Personal Checking

When you sign up for a free checking account from MIDFLORIDA, you don't have to pay any monthly fees. You'll even get the option to have free account alerts, as well as an option to use our free mobile banking app. Additionally, there is no minimum balance that is required for your personal account.

Personal Savings

You also have the option to open a personal savings account. With this account, you will be able to easily access your savings account online, have no monthly fee, and be offered competitive interest rates. It only takes $5 to open an account today.

Youth Bank Accounts

Money management tools are great resources to help your children develop smart money habits. That's why we created youth checking and saving account options. We even offer free prizes with each deposit of $20 or more!

Debit Cards

When you sign up for one of our debit cards, you'll be able to earn rewards from your everyday purchases. MIDFLORIDA debit cards can be obtained instantly, the same day when you walk into any of our branch locations. You'll also get to choose from a wide selection of card designs, one that suits your personality the most!

Credit Cards

If you're looking for a credit card that offersgenerous credit limits, helps build your credit, or comes with lower interest rates, then our downtown Sarasota branch may have just what you are looking for! MIDFLORIDA provides options that will best suit your personal financial needs.

Explore Personal Banking

Loans & Mortgages At The Sarasota - Downtown Branch

Home Mortgage

Applying for a loan can seem confusing. That's why our mortgage specialists take the time to help you understand the process of applying for a loan and show the best options that are available to you.

Home Refinance

At our downtown Sarasota branch, our team will help you determine whether refinancing your mortgage is a practical solution to your scenario. Refinancing offers you many benefits, such as paying off your mortgage in a faster amount of time, allowing you to pay a financial debt, or even creating a lower monthly mortgage payment and rate.

Home Equity Loans & HELOC

With your home's equity, you have access to borrowing power. Whether you want to spruce up your property or need funding for a large expense, we provide home equity options to suit your needs.

Personal Loans

If your loan falls out of the conventional brackets, we offer lines of credit and good-purpose personal loans that can provide flexible solutions to the unexpected.

Apply for a Mortgage

Business Banking At The Sarasota - Downtown Branch

Business Checking

When you open a business checking account with MIDFLORIDA, you're given so many benefits. Features that you can enjoy include face-to-face banking, 7 a.m. to 7 p.m. drive-thru hours, and zero cut-off deposit times!

Business Savings

When it comes to providing you with options for your business goals, MIDFLORIDA offers unparalleled business savings accounts. These accounts allow your business to earn interest on available funds that are set aside.

Business Credit Cards

With our Business credit cards, you can enjoy generous credit limits and competitive interest rates to stabilize your cash flow.

Treasury Management

One of the best options MIDFLORIDA offers business account members is the ability to have assistance in keeping their business' financial system running smoothly. We'll work with you to see what management tools you can implement, optimize your payables, and receivables, as well as provide you with premier online banking options.

Explore Business Banking

Choose A Credit Union That Cares!

Our MIDFLORIDA Sarasota - Downtown branch offers banking services with you in mind. Customer service resides at the heart of our institution, and we strive every day to improve the financial well-being of our members and the wider Florida community. Visit or contact us today to enjoy our friendly and localized banking services, and to take advantage of some of our current offers.