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4th Street Branch & ATM

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Looking for a bank and ATM in St. Petersburg, FL? Visit the MIDFLORIDA 4th Street branch & ATM in St. Petersburg with experts who're ready to give next-level financial guidance and customer service. By using our exceptional Mobile and Online Banking platforms you can take advantage of a wide range of banking products and services. Our friendly staff will guide you towards a solution that best aligns with your financial needs. Get to know how we can help you make savings, cash checks, bank on your mobile, get credit cards, and more.
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2646 4th Street N.
St. Petersburg, FL 33704
(863) 688-3733 or Toll Free (866) 913-3733


Drive-Thru Hours

  • Monday: 7:00 am – 7:00 pm
  • Tuesday: 7:00 am – 7:00 pm
  • Wednesday: 7:00 am – 7:00 pm
  • Thursday: 7:00 am – 7:00 pm
  • Friday: 7:00 am – 7:00 pm
  • Saturday: 8:30 am – 1:00 pm
  • Sunday: Closed

Lobby Hours

  • Monday: 9:00 am – 5:00 pm
  • Tuesday: 9:00 am – 5:00 pm
  • Wednesday: 10:30 am – 5:00 pm
  • Thursday: 9:00 am – 5:00 pm
  • Friday: 9:00 am – 6:00 pm
  • Saturday: 9:00 am – 1:00 pm
  • Sunday: Closed

Personal Banking at the St. Petersburg - 4th Street Branch

Personal banking at our St. Petersburg - 4th Street Branch is easy and fast. Here are the key services we provide:

Personal Checking

Whether you're looking for a free personal checking account or an account with no minimum balance, visit our 4th Street Branch to discover the perks we offer. With our checking accounts, we offer a solution for everyone.

Personal Savings

Saving money takes dedication, but it's worth it. We offer a range of personal saving accounts that help you enjoy the peace of mind of having funds for unplanned events or saving for a brighter future. Our personal savings accounts come in a range of different options, to help you achieve your financial goals.

Youth Bank Accounts

Teaching your kids about finances pairs well with a straightforward and flexible account without a ton of money-sucking fees. Our youth accounts have impressive digital tools to help parents monitor activities and favor your tech-lover teens.

Debit Cards

A debit card is an easy way to pay for purchases. We issued our debit cards instantly and link them to your checking accounts to offer spending flexibility and cash access at ATMs or on point-of-sale transactions. Our debit cards have many innovative features, including the Smart Save feature, that enable you to save better.

Credit Cards

With our credit card, you get much more than just financial freedom; you're in control of your finances. We have a convenient credit cards designed around high rewards, lower rates, building credit and fraud management.

Explore Personal Banking

Loans & Mortgages at St. Petersburg - 4th Street Branch

In the market for a loan or mortgage? Take some time to review our options below

Home Mortgage

We have several home mortgage loan options, making us a trusted partner for aspiring and established homeowners. Whether constructing, purchasing, or refinancing, our mortgage professionals will help guide you towards an option that best meets your home ownership goals.

Home Refinance

Whether you're looking for a better rate or wanting to change up your term a bit, home refinancing can provide valuable advantages within your finances. Stop by our 4th Street branch and speak to one of our mortgage specialists to get set up for a personalized refinancing plan today.

Home Equity Loans & HELOC

With impressive intro rates and convenient plans, we work closely with you to determine the best option so that you receive access towards the funds you need.

Personal Loans

Looking for a personal loan? We've got you covered. We offer flexible personal loan options to match  your financial goals and needs.

Apply for a Mortgage

Business Banking at St. Petersburg - 4th Street Branch

Are you looking for a financial partner to provide you with excellent products and services that'll make managing your business a little more convenient? Our offerings look to accomplish just that, allowing you to focus more on what really matters for your business.

Business Checking

Whether you're an entrepreneurial startup or have an established company or business, our business checking account offer superior services to help support your business.

Business Savings

With a wide range of business savings options, we'll help you achieve your business goals in no time. Whether saving to build a sustainable foundation or that next large expense, our business saving accounts center around your goals.

Business Credit Cards

Enjoy low interest rates and generous credit limits with our business credit cards. Regardless of your business goals, these business credit cards will help provide the financial freedom you need to keep your business running smoothly.

Treasury Management

MIDFLORIDA's Treasury Management team relieves the complexities of receivables and payables while handling basic accounting processes and operational risks. We offer outstanding ACH processing, payroll, fraud protection, among others so you can focus on other aspects of the business.

Explore Business Banking

Your Trusted Financial Partner

At MIDFLORIDA Credit Union, we develop our financial services with you in mind. We prioritize speed and flexibility, which is why we strive to offer our members the best financial service they need to secure a bright future.

You can take advantage of our current offers to help you realize your vision in no time. Visit or contact our 4th Street branch for more information.