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WELCOME TO MIDFLORIDA

Your Banking Is About to Get Better

MIDFLORIDA is proud to enter the Tallahassee market by joining forces with Prime Meridian Bank. Enjoy the same dedicated local team with access to more services, technology, and resources—plus a wider branch network to better serve you.

Are you a Prime Meridian customer? See what this means for you.

About MIDFLORIDA Explore Products
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A New Level of Service for Tallahassee

MIDFLORIDA and Prime Meridian are coming together to enhance the banking experience in our community. Founded in 1954, MIDFLORIDA is proud to support the local service you already trust.

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More Branches

Access 65+ local branches throughout Florida, giving you more places to bank.
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More Benefits

Enjoy added perks and expanded options designed to give you more value every day.

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Competitive Rates

Get competitive loan and savings rates supported by local decision-makers.

Community Investment

With deep community roots, strong financial resources, and a team you can trust, we’re focused on helping Tallahassee thrive.
Community Service

MIDFLORIDA Cares

We're committed to supporting the communities we serve, and we're excited to bring that same dedication to your neighborhood.
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Statewide Resources

Great service is right around the corner with over 65 branches located coast to coast.

Existing Prime Meridian Bank customers can enjoy access to all locations starting mid-April.

Current offers

More Offers You'll Love

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$400 with New Free Checking

No monthly maintenance fee, debit card rewards and free online banking for easy access to your money are included with this offer.*
Personal Checking Offer
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Certificate Specials

Lock in up to 3.75% APY with a 60-month certificate. With just $1,000 to get started, it’s a smart way to grow your savings on your terms.
CD Specials
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$300 with new Free Business Checking

Help your business grow while keeping costs low with no monthly maintenance fee and no minimum balance requirement.
Business Checking Offer
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High Yield Checking

Maximize your earnings with our High Yield Checking account, paying 5.00% APY on the first $10,000.
High Yield Checking
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High Yield Savings Special

Take advantage of one of the best savings rates on the market. MIDFLORIDA's High Yield Savings account earns 3.00% APY.*
High Yield Savings
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Home Equity Loans

With rates as low as 6.50% APR on a 15-year term, you can use the equity in your home to cover large purchases and pay no closing costs on loans up to $400,000.*
Home Equity Loans
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$50 with new Absolutely Free Student Checking

Say hello to your own debit card, mobile banking, rewards and more with Absolutely Free Student Checking!
Student Checking Offer
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30 Yr. Refinance at 5.49% / 5.66% APR

Lock in a competitive rate with our special refinance offer. Whether you're looking to reduce your mortgage payment or free up cash for other goals, we're here to help.

 

Mortgage Refinance

What This Means For You

We’re committed to making this transition seamless, with dedicated support and uninterrupted service to keep your banking experience smooth and stress-free.

Members continually ask for access to the branch network throughout Florida. This represents a natural expansion plan but offers it at a more accelerated rate. In fact, currently, we have members that live in these areas that bank with us but have no access to a nearby branch.

The culture, as well as the products and services of Prime Meridian mirror MIDFLORIDA’s commitment to customer service and customer needs. Second, the bank’s market represents an opportunity to grow into the panhandle to service existing customers as well as the opportunity to grow. Prime Meridian’s structure complements MIDFLORIDA’s and will result in an even stronger financial institution.

MIDFLORIDA will retain all team members.

MIDFLORIDA offers a full range of banking products and services to members throughout Florida. Not-for-profit and member-owned, we deliver a higher level of convenience and personal attention than you’ll find at a bank—without sacrificing competitive rates. Because your money isn’t just a string of numbers on an account statement. It’s personal—and we think the way you bank should reflect that.

By combining each institution’s strengths, Prime Meridian's customers will benefit from a deeper commitment to exceptional service, more convenient hours, and premier products and services with branches across the state.

If all approvals and closings proceed as anticipated, MIDFLORIDA customers will be able to visit the existing Prime Meridian locations at some point in 2026.

To get updated information, visit midflorida.com/PrimeMeridian, follow MIDFLORIDA on Facebook and Instagram, view our update letter, or view our FDIC letter.