Small Spend. Big Vroom.

1. $400 Checking: Offer valid as of July 1, 2026, and may be canceled at any time. MIDFLORIDA Credit Union membership and eligibility requirements apply. See associate for details regarding fees and terms. Freedom Banking, fiduciary and minor accounts and secondary checking accounts excluded. Other terms and conditions apply. To qualify for the $400 incentive, you must open a new Free Checking account with direct deposit ($4,000 cumulative which must post within 75 days of account opening); accept and open Online Banking, eStatement, and a debit card; and complete 40 debit card purchase transactions which must post within 75 days of account opening. To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($2,000 cumulative which must post within 75 days of account opening); accept and open online banking, eStatement, and a debit card; and complete 20 debit card purchase transactions which must post within 75 days of account opening. Direct deposit must be an automated clearing house (ACH) credit of your paycheck, pension or government benefits from your employer or the government; tax refunds, cash transfer app deposits and transfers from another MIDFLORIDA account do not qualify. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Limit one incentive per Social Security number. Past checking account holders and previous recipients of checking account incentives are ineligible. Account must remain open and unrestricted at least 90 days to qualify for the incentive. After all qualifications have been met, the incentive will be deposited to the new Free Checking account within 90 days of account opening and will be reported to the IRS. Minimum to open Free Checking is $50.

 

2. Priceless Sweepstakes: NO PURCHASE NECESSARY. Void where prohibited. Open to legal res. of the 50 U.S. & DC, legal age of majority at time/date of entry. PIN-based Debit, Int’l, Corp, and transactions processed on a non-Mastercard operated network are ineligible. Ends 9/30/26.

 

3. Preferred Mastercard: Please see the disclosure that is given to you. The information about costs of the card is accurate as of July 1, 2026 and is subject to change after this date. Please contact us at Card Services Department, P.O. Box 8008, Lakeland, FL, 33802, for any changes in this information. Additional terms and limitations apply. Cardholders will earn 1.5% cash back on net qualified purchases (purchases minus returns/credits) made on the credit card account. Qualified Purchases do not include: Balance Transfers, Cash Advances (including Convenience Checks), ATM Cash Disbursements, Money Transfers, Gaming Transactions, Tax Payments, Finance Charges, or Fees. The maximum cash back rewards per billing cycle are limited to $500. Cash back rewards may be canceled or changed at any time. Reward rebates expire four years from the end of the calendar year in which they are earned and expire on a first-in, first-out basis. Rebates earned in year one will expire at the end of calendar year four.

 

4. Stand Up To Cancer: Terms and conditions apply. Learn more at mastercard.com/SU2C

 

5. Platinum Mastercard: Intro rate for balance transfers and cash advances are for new credit cards only. Existing MIDFLORIDA credit card balances, limit increases, or card upgrades are not eligible for the introductory rate. Promotion valid as of July 1, 2026. Membership, eligibility and credit approval required. Promotion cannot be combined with any other offer. Cash Advance or Balance Transfer must be added to your account within 90 days of the date of account opening for the Introductory APR to apply to the transaction. Cash Advances or Balance Transfers posted after that date will not receive the Introductory APR. The Annual Percentage Rate for balance transfers and cash advances is 3.99% APR intro rate for 12 months from account opening then a variable 12.99% to 18.00% APR after that. Annual Percentage Rate depending on creditworthiness. Transfers of amounts already owed to MIDFLORIDA are not eligible for the introductory rate. If you transfer an amount related to a transaction you dispute, the dispute does not transfer to us, and you may lose your rights against the other creditor. If you usually pay your purchases in full within the grace period each month to avoid a finance charge, transferring a balance to your account will eliminate the grace period unless you pay the full balance each month. Introductory Annual Percentage Rate (APR) valid for 12 months from account opening for new accounts only. Cardholder has "Use by" period of 90 days to add balance transfers and cash advances at the introductory rate. Please see the disclosure that is given to you. The information about costs of the card is accurate as of July 1, 2026 and is subject to change after this date. Please contact us at Card Services Department, P.O. Box 8008, Lakeland, FL, 33802 for any changes in this information.