Mastercard CREDIT CARD

Say Hello to Priceless Purchasing Power

Activate your new MIDFLORIDA Mastercard credit card to unlock added security and everyday benefits designed to better protect and serve you. Visa credit cards no longer work.

Big news can attract big scams - remember, we'll NEVER reach out asking for your card number or online banking login info. Keep your current credit card safe!

See What's New
Important details

What You Need to Know

Your new Mastercard credit card is here! Activate it today by phone to enjoy added security and everyday benefits. Visa credit cards no longer work. 
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activate Your new Mastercard

Call (844) 367-8200 to activate your new Mastercard credit card today.
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What You Love Stays

Everything you count on is still here. Your rate, access to card controls, and built-in security features remain the same.
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Go Paperless

Turn off paper statements directly from the Statement Options page in online banking or the mobile app. Due to our transition to Mastercard, members will need to reestablish their statement preferences.
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Security Tip

We will never ask for your full card number, online banking login info, or send you an activation link. Call our Help Desk to report any suspicious activity.
Sweepstakes

Win a Corvette!

When you use your MIDFLORIDA debit or credit Mastercard on qualifying purchases of $5 or more, you'll be automatically entered to win a Corvette Z06.
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Benefits

Do It All With Your Mastercard Credit Card

Check out what comes with your new MIDFLORIDA Mastercard credit card. Plus, enjoy the same experiences you're used to, like liability protection for unauthorized purchases, card controls, and more.
Personal & Business

Mastercard ID Theft Protection™

Get 24/7 monitoring of your personal information across the web, plus be alerted if your data is compromised. Enjoy expert help to resolve identity theft issues, lost wallet assistance, and credit monitoring - all at no extra cost.1

Personal & Business

Mastercard Global Service™

Lost your card while traveling? Call us 24/7 from anywhere in the world for immediate assistance. We’ll help cancel your card and protect you from unauthorized charges.1
Personal & Business

Priceless Offers & Experiences

Enjoy exclusive access to unique experiences, special offers, and memorable moments that help you discover more of the cities you love.1
Business

MasterRental™ Insurance

Stay protected while on the road! Receive reimbursement for covered physical damage or theft of a rental car being used for business.*
Business

Save on Intuit® Products

Get 30% off a 12-month QuickBooks® Online subscription, 30% off QuickBooks® Payroll for six months, and 20% off TurboTax® federal products. Discounts apply to new QuickBooks Online customers only.1
Business

Priceless Golf

Access discounted rates at select golf courses along with complimentary grounds passes for PGA tournaments. Enjoy additional opportunities through curated domestic and international golf travel packages.1
Business

Digital Doors

Stay competitive with expert insights, practical tools, and thought-leadership content designed to help small businesses grow all in one easy-to-use online destination.1
1. Guide to Benefits for MIDFLORIDA Mastercard® Cardholders. Benefits described on this page are provided by Mastercard and governed by the official Guide to Benefits. MIDFLORIDA does not administer these benefits and is not responsible for any changes made by Mastercard. For questions or to file a claim, call 1-800-Mastercard (1-800-627-8372) or visit www.mastercard.com. Business Guide to Benefits for MIDFLORIDA Mastercard® Cardholders. To view all Mastercard business offers, visit www.mastercard.us/businessoffers.

*Certain restrictions apply. For complete details on your card benefits, visit midflorida.com/mastercardbenefits-business. Benefits are provided by Mastercard and are subject to terms and conditions. MIDFLORIDA is not responsible for changes made by Mastercard.

Your Favorite Features Carried Over

New Mastercard credit cards will be visible in Free Online Banking sometime on July 20, giving you convenient access to card management tools and personalized features.
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Card Controls

Turn your card on or off in the app and set controls for spending and purchases.
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Payment Options

Make one-time or recurring payments through the app whenever it works best for you.
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Account Alerts

Stay on top of your finances with text and email alerts.

Understanding Your New Mastercard

We made the decision to partner with Mastercard as our MIDFLORIDA credit card issuer as part of our ongoing commitment to continuously improve the benefits and services we deliver to our members. Your no-cost upgrade to the new MIDFLORIDA Mastercard is a demonstration to this commitment.

Visa and Mastercard have nearly identical global acceptance footprints. Mastercard is one of the most widely accepted payment networks worldwide, accepted in more than 210 countries and territories worldwide.

No, your rate will not change because of this switch.

Some payments may be updated automatically if the merchant allows our system to do so, but we recommend updating any recurring payments yourself such as bills, subscriptions, and automated payments to avoid any disruption. All automated payments should be updated with your new card information on July 20.

Although Costco accepts Debit Mastercard's with a PIN, they unfortunately do not accept Mastercard credit cards.

As part of the transition from Visa to Mastercard, MIDFLORIDA credit card statements converted to paper delivery on June 12. You can turn off paper statements in Online Banking or the MIDFLORIDA app.

No. Paper statements will automatically be set as the default during the transition to your new MIDFLORIDA Mastercard credit card. You can re-enroll in eStatements and turn off paper statements in Online Banking or the MIDFLORIDA app.

Yes, beginning July 20, please send all credit card payments to P.O. Box 2711 Omaha, NE 68103-2711.

No need to worry! Payments sent to the old Visa payment address will still be forwarded to us and processed. To help avoid any delays with future payments, please update the payment mailing address to P.O. Box 2711 Omaha, NE 68103-2711.

If your new card was sent to an outdated address it will be returned and destroyed for your safety. To receive a new card, you'll have two options:

  • We can order a replacement card for you, which will arrive within 7–10 business days, or
  • You can visit a branch to receive an instant-issue card the same day

Cards are scheduled to arrive in early July and should all be delivered by July 20. If on or after July 20 you still have not received your card, you can visit any MIDFLORIDA branch to pick up an instant issue card same day, free of charge.

You can easily activate within the MIDFLORIDA mobile app or by calling 844-367-8200.

To dispute a transaction on your credit card, please call us at (844) 367-8200.