Introducing Mastercard

Say Hello to Priceless Purchasing Power

MIDFLORIDA is partnering with Mastercard to enhance your credit card experience! Be on the lookout for your replacement credit card in July.

Big news can attract big scams - remember, we'll NEVER reach out asking for your card number or online banking login info. Keep your current credit card safe!

See What's New
Important details

What You Need to Know

A new and improved card experience is coming this summer! Your rate, card controls, and built in security features will remain the same—now with enhanced security and everyday benefits from Mastercard. Visa credit cards will expire on July 20, regardless of the expiration date on your card.
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Activate on July 20

Your new Mastercard credit card cannot be activated and used until July 20 or after. If it arrives early in the mail, hang tight.
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What You Love Stays

Everything you count on is still here. Your rate, card controls, and built-in security features remain the same.
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Use Your Card To Win

Stay tuned for a sweepstakes that's sure to get you revved up. 
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Security Tip

We will never ask for your full card number, online banking login info, or send you an activation link. Call our Help Desk to report any suspicious activity.
Benefits

Do It All With Your Mastercard Credit Card

Check out what comes with your new MIDFLORIDA Mastercard credit card. Plus, enjoy the same experiences you're used to, like liability protection for unauthorized purchases, card controls, and more.
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Personal & Business

Mastercard ID Theft Protection™

Get 24/7 monitoring of your personal information across the web, plus be alerted if your data is compromised. Enjoy expert help to resolve identity theft issues, lost wallet assistance, and credit monitoring - all at no extra cost.1

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Personal & Business

Mastercard Global Service™

Lost your card while traveling? Call us 24/7 from anywhere in the world for immediate assistance. We’ll help cancel your card and protect you from unauthorized charges.1
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Personal & Business

Priceless Offers & Experiences

Enjoy exclusive access to unique experiences, special offers, and memorable moments that help you discover more of the cities you love.1
cars
Business

MasterRental™ Insurance

Stay protected while on the road! Receive reimbursement for covered physical damage or theft of a rental car being used for business.*
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Business

Save on Intuit® Products

Get 30% off a 12-month QuickBooks® Online subscription, 30% off QuickBooks® Payroll for six months, and 20% off TurboTax® federal products. Discounts apply to new QuickBooks Online customers only.1
golf
Business

Priceless Golf

Access discounted rates at select golf courses along with complimentary grounds passes for PGA tournaments. Enjoy additional opportunities through curated domestic and international golf travel packages.1
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Business

Digital Doors

Stay competitive with expert insights, practical tools, and thought-leadership content designed to help small businesses grow all in one easy-to-use online destination.1
1. Guide to Benefits for MIDFLORIDA Mastercard® Cardholders. Benefits described on this page are provided by Mastercard and governed by the official Guide to Benefits. MIDFLORIDA does not administer these benefits and is not responsible for any changes made by Mastercard. For questions or to file a claim, call 1-800-Mastercard (1-800-627-8372) or visit www.mastercard.com. Business Guide to Benefits for MIDFLORIDA Mastercard® Cardholders. To view all Mastercard business offers, visit www.mastercard.us/businessoffers.

*Certain restrictions apply. For complete details on your card benefits, visit midflorida.com/mastercardbenefits-business. Benefits are provided by Mastercard and are subject to terms and conditions. MIDFLORIDA is not responsible for changes made by Mastercard.

Your Favorite Features Carried Over

If you weren't using these before, now's a great time to activate them in Online Banking.
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Card Controls

Turn your card on or off in the app and set controls for spending and purchases.
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Payment Options

Make one-time or recurring payments through the app whenever it works best for you.
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Account Alerts

Stay on top of your finances with text and email alerts.

Understanding Your New Mastercard

We made the decision to partner with Mastercard as our MIDFLORIDA credit card issuer as part of our ongoing commitment to continuously improve the benefits and services we deliver to our members. Your no-cost upgrade to the new MIDFLORIDA Mastercard is a demonstration to this commitment.

No, your current card is being discontinued, so to enjoy uninterrupted service, it's important to activate and begin using your new MIDFLORIDA Mastercard on or after July 20.

No, your rate will not change because of this switch.

Card delivery times can vary, but you should receive your card by July 20. On July 20, simply:

  • Call to activate and set a PIN
  • Destroy your old card

If you haven't received your card by then, give us a call at (863) 688-3733 or toll-free at (866) 913-3733.

Your Visa credit card will expire on July 20, 2026, regardless of the expiration date printed on your card.

No, you will have a new card number, expiration date, and CVV code. Please update any place you have your MIDFLORIDA credit card saved once you receive your new Mastercard.

Although Costco accepts Debit Mastercard's with a PIN, they unfortunately do not accept Mastercard credit cards.