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Refinance your auto loan

Refinance with 90 days no payment!

By refinancing your auto loan with MIDFLORIDA, you may be able to lower your payment and save on interest. 

Plus, we'll give you a refinancing bonus up to $2001 and you won't have to make a payment for the first 90 days!2 Start your application now to see how much you can save.

Start Application

Refinance Amount Bonus
$5,000 to $14,999 $100 Bonus
$15,000 and Up $200 Bonus


What you get with auto loan refinancing.

Low rates

If you find a lower rate somewhere else, we'll try to beat it.

Flexible terms

Choose your term up to 84 months.

No payments for 90 days2

Saving money for the things you love!

Quick & easy process

Apply online in minutes and we'll notify you of your approval status by the next business day.

Start Application

You can also visit your local branch or call our Loan Department to get started.
(863) 284-5626
(855) 560-5626 toll free

Notices & Disclosures
Offers valid as of July 1, 2022 and may be cancelled at any time without notice. Eligibility requirements apply. Credit approval required. Existing MIDFLORIDA loans will not qualify for these offers. To qualify for the $200 incentive, borrower must refinance an auto loan from another financial institution of $15,000 or more. Loans of $5,000 to $14,999 will receive a $100 incentive. The incentive will be deposited to a MIDFLORIDA checking or savings account. Business auto loans are not eligible.
Offer valid for 2018 or newer vehicles only. Not all borrowers will qualify. No payment will be required for 90 days from date of loan closing; however, interest will continue to accrue.