Skip to Content
Clear blue skies surrounded by palm trees in Florida

Terms and Conditions

The terms and conditions set below outline detailed agreements for MIDFLORIDA products.

Please review carefully and feel free to contact us if you have additional questions.

E-sign Agreement (all Free Online Banking users will be asked to accept a new E-sign agreement beginning September 21.)

eStatement Agreement (all eStatement users on the Free Online Banking platform  will be asked to accept a new eStatement agreement beginning September 21.)

Online Banking Disclosure

Consumer account terms and conditions

Business account terms and conditions

Debit card terms and conditions

Overdraft Agreement

SMS messaging terms

Snapshot debit card terms and conditions

Visa Secured terms and conditions

Visa Platinum terms and conditions

Visa Signature terms and conditions