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Loan Rates

Look to MIDFLORIDA to finance your next vehicle or other borrowing need with competitive rates and flexible terms. Get current rates for auto loans, recreational vehicles, home equity and personal loans below.1  APR = Annual Percentage Rate

Auto Loans

Loan Types Term APR
2018 Vehicles up to 60 mos. as low as 3.59%
2017 Vehicles up to 60 mos. as low as 4.10%
2016 up to 60 mos. as low as 4.60%
2015 and 2014 Vehicles up to 60 mos. as low as 5.10%

Boats, RVs, Campers, ATVs, Jet Skis, Trailers

Loan Types Term APR
New Recreational up to 60 mos. as low as 6.94%
Used Recreational up to 60 mos. as low as 6.94%

Personal Loans

Loan Types Term APR
Closed End Personal Loan up to 60 mos. as low as 9.73%
Premium Line of Credit as low as 12.50%

Home Equity Loans

Loan Types Term APR
Home Equity Loan up to 60 mos. as low as 5.31%
up to 120 mos. as low as 6.06%
up to 180 mos. as low as 7.07%
Home Equity Line of Credit as low as 5.50%

Share Secured Loan

Loan Types Term APR
Share Secured Loan up to 48 mos. as low as 4.15%
Notices & Disclosures
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Other rates and terms available. Please contact us for rates on vehicles not outlined above. Rates are based on your credit score and are subject to change. Rates will differ if you are a first-time buyer or require a co-signor. Membership eligibility requirements apply. Payment Example: A 60-month new or used vehicle loan of $20,000 with an interest rate of 3.78% and an Annual Percentage Rate of 3.99% would have monthly payments of $366.38.