Skip to Content

Certificate Rates

Certificates can help you save for the future with both short- and long-term options, typically with an Annual Percentage Yield (APY) that is higher than a regular savings account.1

Last updated 2/01/2019

Regular Certificates

Term Dividend Rate APY*
1-3 Month 0.250% 0.25%
4-6 Month 0.499% 0.50%
7-12 Month 0.747% 0.75%
13-18 Month 0.995% 1.00%
19-24 Month 1.243% 1.25%
25-36 Month 1.490% 1.50%
37-48 Month 1.736% 1.75%
49-60 Month 1.982% 2.00%

IRA Certificates

Term Dividend Rate APY*
1-3 Month 0.250% 0.25%
4-6 Month 0.499% 0.50%
7-12 Month 0.747% 0.75%
13-18 Month 0.995% 1.00%
19-24 Month 1.243% 1.25%
25-36 Month 1.490% 1.50%
37-48 Month 1.736% 1.75%
49-60 Month 1.982% 2.00%
Notices & Disclosures
1
Minimum to open and earn dividends is $1,000. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Membership eligibility requirements apply.