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Certificate Rates

Certificates can help you save for the future with both short- and long-term options, typically with an Annual Percentage Yield (APY) that is higher than a regular savings account.1

CD Special: 4.00% APY for 24 months

Enjoy 4.00% APY with only $1,000 minimum to open.  Get more details

Learn more about Certificates of Deposit.

Last updated 12/01/2022

Regular Certificates

Term Dividend Rate APY*
3 Month 0.150% 0.15%
6 Month 0.250% 0.25%
12 Month 0.747% 0.75%
18 Month 0.995% 1.00%
24 Month 1.243% 1.25%
36 Month 1.490% 1.50%
48 Month 1.736% 1.75%
60 Month 1.982% 2.00%

IRA Certificates

Term Dividend Rate APY*
3 Month 0.150% 0.15%
6 Month 0.250% 0.25%
12 Month 0.747% 0.75%
18 Month 0.995% 1.00%
24 Month 1.243% 1.25%
36 Month 1.490% 1.50%
48 Month 1.736% 1.75%
60 Month 1.982% 2.00%
Notices & Disclosures
1
Minimum to open and earn dividends is $1,000. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Membership eligibility requirements apply.