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Certificate Rates

Certificates can help you save for the future with both short- and long-term options, typically with an Annual Percentage Yield (APY) that is higher than a regular savings account.1

Current CD Specials

  • 4.75% APY for 6 months ($1,000 minimum to open; for new and existing money)1
  • 4.50% APY for 14 months ($10,000 minimum to open, for new and existing money)1
  • 4.00% APY for 36 months ($1,000 minimum to open; for new and existing money)1

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Learn more about Certificates of Deposit.

Last updated 9/01/2024

Regular Certificates

Term Dividend Rate APY*
3 Month 0.995% 1.00%
6 Month 1.243% 1.25%
12 Month 1.490% 1.50%
18 Month 1.982% 2.00%
24 Month 2.129% 2.15%
36 Month 2.227% 2.25%
48 Month 2.472% 2.50%
60 Month 2.960% 3.00%

IRA Certificates

Term Dividend Rate APY*
3 Month 0.995% 1.00%
6 Month 1.243% 1.25%
12 Month 1.490% 1.50%
18 Month 1.982% 2.00%
24 Month 2.129% 2.15%
36 Month 2.227% 2.25%
48 Month 2.472% 2.50%
60 Month 2.960% 3.00%
Notices & Disclosures
1
Offer and rate valid as of September 1, 2024, and may be cancelled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. The stated APY (Average Percentage Yield) is based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms