Certificates can help you save for the future with both short- and long-term options, typically with an Annual Percentage Yield (APY) that is higher than a regular savings account.1
Last updated 3/25/2020
Regular Certificates
| Term |
Dividend Rate |
APY* |
| 1-3 Month |
0.100% |
0.10% |
| 4-6 Month |
0.150% |
0.15% |
| 7-12 Month |
0.250% |
0.25% |
| 13-18 Month |
0.399% |
0.40% |
| 19-24 Month |
0.499% |
0.50% |
| 25-36 Month |
0.598% |
0.60% |
| 37-48 Month |
0.747% |
0.75% |
| 49-60 Month |
0.995% |
1.00% |
IRA Certificates
| Term |
Dividend Rate |
APY* |
| 1-3 Month |
0.100% |
0.10% |
| 4-6 Month |
0.150% |
0.15% |
| 7-12 Month |
0.250% |
0.25% |
| 13-18 Month |
0.399% |
0.40% |
| 19-24 Month |
0.499% |
0.50% |
| 25-36 Month |
0.598% |
0.60% |
| 37-48 Month |
0.747% |
0.75% |
| 49-60 Month |
0.995% |
1.00% |