Certificates can help you save for the future with both short- and long-term options, typically with an Annual Percentage Yield (APY) that is higher than a regular savings account.1
Last updated 6/10/2020
Regular Certificates
Term |
Dividend Rate |
APY* |
3 Month |
0.050% |
0.05% |
6 Month |
0.100% |
0.10% |
12 Month |
0.100% |
0.10% |
18 Month |
0.200% |
0.20% |
24 Month |
0.250% |
0.25% |
36 Month |
0.300% |
0.30% |
48 Month |
0.399% |
0.40% |
60 Month |
0.499% |
0.50% |
IRA Certificates
Term |
Dividend Rate |
APY* |
3 Month |
0.050% |
0.05% |
6 Month |
0.100% |
0.10% |
12 Month |
0.100% |
0.10% |
18 Month |
0.200% |
0.20% |
24 Month |
0.250% |
0.25% |
36 Month |
0.300% |
0.30% |
48 Month |
0.399% |
0.40% |
60 Month |
0.499% |
0.50% |