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Certificate Rates

Certificates can help you save for the future with both short- and long-term options, typically with an Annual Percentage Yield (APY) that is higher than a regular savings account.1

Current CD Specials

  • 5.00% APY for 24 months ($10,000 minimum to open; for new deposits)
  • 4.75% APY for 12 months ($1,000 minimum to open; for new deposits)

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Learn more about Certificates of Deposit.

Last updated 5/01/2023

Regular Certificates

Term Dividend Rate APY*
3 Month 0.747% 0.75%
6 Month 0.995% 1.00%
12 Month 1.243% 1.25%
18 Month 1.490% 1.50%
24 Month 1.736% 1.75%
36 Month 1.982% 2.00%
48 Month 2.227% 2.25%
60 Month 2.472% 2.50%

IRA Certificates

Term Dividend Rate APY*
3 Month 0.747% 0.75%
6 Month 0.995% 1.00%
12 Month 1.243% 1.25%
18 Month 1.490% 1.50%
24 Month 1.736% 1.75%
36 Month 1.982% 2.00%
48 Month 2.227% 2.25%
60 Month 2.472% 2.50%
Notices & Disclosures
1
Minimum to open and earn dividends is $1,000. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Membership eligibility requirements apply.