To better serve our members, MIDFLORIDA periodically reviews our rates to ensure we stay competitive and always offer you the best rates possible. Take a look at the rate and Annual Percentage Yield (APY) for our interest-bearing checking, savings and business accounts below.1
Personal Checking Accounts effective 1/25/2020
Rates apply to the amount within the specified tier. APY depends on the balance in the account. Go to the Personal Checking section to view account details.
| Account |
Dividend Rate |
APY* |
| Relationship Checking |
| $0.01 to $1,499.99 |
0.000% |
0.00% |
| $1,500.00 & over |
0.050% |
0.00% to 0.05% |
| Investor Checking |
| $0.01 to $999.99 |
0.995% |
1.00% |
| $1,000.00 to $10,000.00 |
0.995% |
1.00% |
| $10,000.01 & over |
0.050% |
1.00% to 0.05% |
Personal Savings Accounts effective 1/25/2020
Rates apply to the amount within the specified tier. APY depends on the balance in the account. Go to the Personal Savings section to view account details.
| Account |
Dividend Rate |
APY* |
| Extreme Yield |
| $0.01 to $9,999.99 |
1.490% |
1.50% |
| $10,000.00 to $24,999.99 |
1.490% |
1.50% |
| $25,000.00 to $49,999.99 |
1.490% |
1.50% |
| $50,000.00 to $249,999.99 |
1.490% |
1.50% |
| $250,000.00 & over |
1.490% |
1.50% |
| Relationship Savings |
| $0.01 to $9,999.99 |
0.050% |
0.05% |
| $10,000.00 to $100,000.00 |
0.050% |
0.05% |
| $100,000.01 & over |
0.050% |
0.05% |
| Money Market |
| $0.01 to $999.99 |
0.050% |
0.05% |
| $1,000.00 & over |
0.050% |
0.05% |
| IRA Savings |
| All balances |
0.050% |
0.05% |
| Regular Savings |
| All balances |
0.050% |
0.05% |
| Youth Savings |
| $0.01 to $5,000.00 |
0.995% |
1.00% |
| $5,000.01 & over |
0.050% |
1.00% to 0.05% |
| Holiday Club |
| $0.01 to $4,000.00 |
1.982% |
2.00% |
| $4,000.01 & over |
0.050% |
2.00% to 0.05% |
Business Accounts effective 1/25/2020
Rates apply to the amount within the specified tier. APY depends on the balance in the account. Go to the Business Banking section to view account details.
| Account |
Dividend Rate |
APY* |
| Business Checking with Interest |
| $0.01 to $100,000.00 |
0.050% |
0.05% |
| $100,000.01 to $1,000,000.00 |
0.995% |
0.05% to 0.90% |
| $1,000,000.01 & over |
0.050% |
0.90% to 0.05% |
| Extreme Business Savings |
| $0.01 to $50,000.00 |
1.490% |
1.50% |
| $50,000.01 to $250,000.00 |
1.490% |
1.50% |
| $250,000.01 & over |
1.490% |
1.50% |
| Business Money Market |
| $0.01 to $999.99 |
0.050% |
0.05% |
| $1,000.00 & over |
0.050% |
0.05% |
| Business Savings |
| All balances |
0.050% |
0.05% |