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Account Rates

To better serve our members, MIDFLORIDA periodically reviews our rates to ensure we stay competitive and always offer you the best rates possible. Take a look at the rate and Annual Percentage Yield (APY) for our interest-bearing checking, savings and business accounts below.1

Personal Checking Accounts effective 11/20/2019

Rates apply to the amount within the specified tier. APY depends on the balance in the account. Go to the Personal Checking section to view account details.

Account Dividend Rate APY*
Relationship Checking
$0.01 to $1,499.99 0.000% 0.00%
$1,500.00 & over 0.050% 0.00% to 0.05%
Investor Checking
$0.01 to $999.99 0.995% 1.00%
$1,000.00 to $10,000.00 0.995% 1.00%
$10,000.01 & over 0.050% 1.00% to 0.05%

Personal Savings Accounts effective 11/20/2019

Rates apply to the amount within the specified tier. APY depends on the balance in the account. Go to the Personal Savings section to view account details.

Account Dividend Rate APY*
Extreme Yield
$0.01 to $9,999.99 1.490% 1.50%
$10,000.00 to $24,999.99 1.490% 1.50%
$25,000.00 to $49,999.99 1.490% 1.50%
$50,000.00 to $249,999.99 1.490% 1.50%
$250,000.00 & over 1.490% 1.50%
Relationship Savings
$0.01 to $9,999.99 0.050% 0.05%
$10,000.00 to $100,000.00 0.050% 0.05%
$100,000.01 & over 0.050% 0.05%
Money Market
$0.01 to $999.99 0.050% 0.05%
$1,000.00 & over 0.050% 0.05%
IRA Savings
All balances 0.050% 0.05%
Regular Savings
All balances 0.050% 0.05%
Youth Savings
$0.01 to $5,000.00 0.995% 1.00%
$5,000.01 & over 0.050% 1.00% to 0.05%
Holiday Club
$0.01 to $4,000.00 1.982% 2.00%
$4,000.01 & over 0.050% 2.00% to 0.05%

Business Accounts effective 11/20/2019

Rates apply to the amount within the specified tier. APY depends on the balance in the account. Go to the Business Banking section to view account details.

Account Dividend Rate APY*
Business Checking with Interest
$0.01 to $100,000.00 0.050% 0.05%
$100,000.01 to $1,000,000.00 0.995% 0.05% to 0.90%
$1,000,000.01 & over 0.050% 0.90% to 0.05%
Extreme Business Savings
$0.01 to $50,000.00 1.490% 1.50%
$50,000.01 to $250,000.00 1.490% 1.50%
$250,000.01 & over 1.490% 1.50%
Business Money Market
$0.01 to $999.99 0.050% 0.05%
$1,000.00 & over 0.050% 0.05%
Business Savings
All balances 0.050% 0.05%
Notices & Disclosures
1
Fees may reduce earnings. Rate may change after the account is opened.