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Account Rates

To better serve our members, MIDFLORIDA periodically reviews our rates to ensure we stay competitive and always offer you the best rates possible. Take a look at the rate and Annual Percentage Yield (APY) for our interest-bearing checking, savings and business accounts below.1

Personal Checking Accounts effective 3/24/2019

Rates apply to the amount within the specified tier. APY depends on the balance in the account.

Account Dividend Rate APY*
Relationship Checking
$0.01 to $1,499.99 0.000% 0.00%
$1,500.00 & over 0.050% 0.00% to 0.05%
Investor Checking
$0.01 to $999.99 0.995% 1.00%
$1,000.00 to $10,000.00 0.995% 1.00%
$10,000.01 & over 0.050% 1.00% to 0.05%

Personal Savings Accounts effective 3/24/2019

Rates apply to the amount within the specified tier. APY depends on the balance in the account.

Account Dividend Rate APY*
Extreme Yield
$0.01 to $9,999.99 1.490% 1.50%
$10,000.00 to $24,999.99 1.490% 1.50%
$25,000.00 to $49,999.99 1.490% 1.50%
$50,000.00 to $249,999.99 1.490% 1.50%
$250,000.00 & over 1.490% 1.50%
Relationship Savings
$0.01 to $9,999.99 0.050% 0.05%
$10,000.00 to $100,000.00 0.050% 0.05%
$100,000.01 & over 0.050% 0.05%
Money Market
$0.01 to $999.99 0.050% 0.05%
$1,000.00 & over 0.050% 0.05%
IRA Savings
All balances 0.050% 0.05%
Regular Savings
All balances 0.050% 0.05%
Youth Savings
$0.01 to $5,000.00 0.995% 1.00%
$5,000.01 & over 0.050% 1.00% to 0.05%
Holiday Club
$0.01 to $4,000.00 2.472% 2.50%
$4,000.01 & over 0.050% 2.50% to 0.05%

Business Accounts effective 3/24/2019

Rates apply to the amount within the specified tier. APY depends on the balance in the account.

Account Dividend Rate APY*
Business Checking with Interest
$0.01 to $100,000.00 0.050% 0.05%
$100,000.01 to $1,000,000.00 0.995% 0.05% to 0.90%
$1,000,000.01 & over 0.050% 0.90% to 0.05%
Extreme Business Savings
$0.01 to $50,000.00 1.490% 1.50%
$50,000.01 to $250,000.00 1.490% 1.50%
$250,000.01 & over 1.490% 1.50%
Business Money Market
$0.01 to $999.99 0.050% 0.05%
$1,000.00 & over 0.050% 0.05%
Business Savings
All balances 0.050% 0.05%
Notices & Disclosures
1
Fees may reduce earnings. Rate may change after the account is opened.