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Debit Cards

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Shopping power in the palm of your hand.

Supported by the Visa network, your MIDFLORIDA debit card is tied to your checking account to give you spending flexibility and cash access at ATMs or on point-of-sale transactions.1

Request a Debit Card

MIDFLORIDA debit cards can be issued instantly at most MIDFLORIDA branches, or for existing checking account holders, a card can be requested by contacting the Help Desk.

  • Activate your new card within online banking or call our activation line at (866) 642-0450.
  • To reset your PIN, call 877-205-1198. Or if you know your current PIN, you can change it at any MIDFLORIDA ATM.
  • Freeze a misplaced card or set preferences for merchant and transaction types within online banking.
  • Keep in mind, if your card is reissued for any reason, the old card will stop working as soon as you activate the new card.

Instant-issue Cards

Walk into any branch and walk out with a new instant-issue debit card today. Plus, choose the card that suits your personality best!

Smart Save

If you need an easy way to save, Smart Save automatically does it for you. Smart Save rounds up your debit card purchases to the nearest dollar and deposits the difference into a savings account. The more you use your debit card, the more savings for you. To sign up, look for the Smart Save link  on your checking account details page or visit the My Cards section within Online Banking.

Visa Account Updater Service

Tired of altering automatic payments every time you receive a new debit or credit card? Visa Account Updater to the rescue! This service will automatically update old card numbers so payments can process without interruption or action from you.

You may opt out of the Visa Account Updater service to keep your card from automatically updating.

Lost or Stolen Card

Because your card is so valuable, be sure to contact us as soon as you realize your card is missing. We're available 24/7 for you to report a lost or stolen debit card or suspicious activity using your debit card:

  • Within the US, call 1-833-933-1681
  • International, call 1-812-647-9794

To help prevent fraud, MIDFLORIDA employs a service to watch for debit card activity which may not match your normal purchasing pattern. As a result, there are occasions, where you will need to be reached to confirm card activity. If you cannot be reached, the use of your card may be impacted. To avoid having your card blocked, make sure that we have your correct contact information by calling the Help Desk, update the information in online banking or visit a branch.

Notices & Disclosures
Requires a checking account for access to all purchasing features. Debit cards issued on savings accounts cannot participate in rewards programs and payments can only be made at point of sale locations that accept a PIN or for access to cash at an ATM.