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Not just a member but an owner

A Regular Savings account is your gateway to all other credit union offerings.


Save for what's important

This inexpensive account requires just $5 to open but is packed with benefits, requires no minimum balance (when paired with additional products) and has no monthly fee. You can also link your savings account to your MIDFLORIDA checking account to use as a backup when funds are low.

No monthly fee
No lock
Easy online access

Open an Account ​           View Rates

Start your membership with MIDFLORIDA today by applying online or visiting a branch.



Tools for growing your money

Details & Fees

No hidden gotchas.

Name Fee
Monthly Maintenance Fee $0
Minimum to Open $5; However if not paired with additional products, it’s best that you maintain a $100 minimum balance to avoid a low balance fee.
Dividends Yes. View current rates.
Minimum to Earn Dividends $.01
Access Options Online banking, branch, or debit card (with existing checking account)
Statement Options eStatements are free with extended eStatement archival for 5 years. Paper statements are available for $2 per month.
Overdraft Option Yes

Checking Accounts

Find A Better Checking Account

MIDFLORIDA has a variety of checking accounts to fit anyone's needs. From free checking accounts with no balance requirements to interest-bearing accounts that provide a slew of benefits, we make it easy to view and compare accounts at a glance.