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A safe place to keep your money

A Regular Savings account is a simple account where you can place your money that you don't need right away.


Save for what's important

This inexpensive account is packed with benefits to help you save for your future goals or put money aside for unexpected expenses.  A great way to make saving easier is to set up automatic deposits either through direct deposit or recurring transfers from another account. You can also link your savings account to your MIDFLORIDA checking account to use as a backup when funds are low.

Funds insured
No lock
Easy online access

Open an Account ​           View Rates

Start your membership with MIDFLORIDA today by applying online or visiting a branch.



Tools for growing your money

Details & Fees

No hidden gotchas.

Name Fee
Monthly Maintenance Fee $0 if you maintain a $50 average daily balance. If criteria aren't met, $5 per month.
Minimum to Open $50
Dividends Yes. View current rates.
Minimum to Earn Dividends $.01
Access Options Online banking, branch, or debit card (with existing checking account)
Statement Options eStatements are free with extended eStatement archival for 5 years. Paper statements are available for a fee. See fee schedule.
Overdraft Option Yes

Checking Accounts

Find A Better Checking Account

MIDFLORIDA has a variety of checking accounts to fit anyone's needs. From free checking accounts with no balance requirements to interest-bearing accounts that provide a slew of benefits, we make it easy to view and compare accounts at a glance.
Notices & Disclosures
High Five Savings Offer: Valid as of June 1, 2024. Membership and eligibility requirements apply. Fees may reduce earnings. A $100 minimum opening deposit is required for this account. Rates may change after the account is opened, without notice. Annual Percentage Yield (APY) is accurate as of June 1, 2024. See a MIDFLORIDA Credit Union associate for additional terms and fees.