Accounts
|
Relationship Checking Account Fee
Fee refunded if member maintains a daily balance of $1,500 or at least $10,000 in cumulative deposits and/or loans. Fee waived for members 65 years or over.
|
per month |
$12.00 |
Investor Checking Account Fee
Fee waived if member maintains a minimum daily balance of $1,000. |
per month |
$6.00 |
Freedom Banking Account Fee
Fee refunded with 20 or more posted debit card purchase transactions per month. Transactions performed at an ATM will not qualify. |
per month |
$4.00 |
Relationship Savings Account Fee
Fee refunded if member maintains a daily balance of $10,000 in cumulative deposits. Fee will be deducted from your checking or savings account at our option. |
per month |
$12.00 |
Extreme Yield Account Fee
Fee waived if member maintains a minimum daily balance of $10,000. |
per month |
$10.00 |
Card Services
|
Cash Advance on Foreign Credit Cards |
per transaction |
$5.00 |
Foreign ATM Transaction
Inquiry, Loan Advance, Transfer, Withdrawal |
per item |
$2.00 |
Loan Payment on Foreign Debit/Credit Card |
per transaction |
$5.00 or 3% of payment, whichever
is greater |
Photo Credit Card Fee |
per item |
$5.99 |
Photo Debit Card Fee |
per item |
$5.99 |
Photo of ATM Transaction |
per photo |
$60.00 |
Portal Debit Card Fee
Excluding business accounts |
per month |
$5.00 |
Proprietary ATM Transaction - MIDFLORIDA |
per item |
Free |
Deposit Services
|
Account Research |
per hour |
$10.00,
one hour minimum |
Address Locator Fee |
per incident |
$5.00 |
Cashier's Check to Third Party - Member Fee |
per check |
$5.00 |
Check Cashing Fee
Fee may be waived if savings account criteria are met.1 |
per check |
$4.00 or 2% of check amount, whichever
is greater |
Check Copy Fee |
per item |
$2.00 |
Check Replacement Fee
Non-member fee for cashier's check |
per check |
$5.00 |
Checkbook Reconcilement Fee |
per request |
$4.00 |
Coin Exchange Fee (coin counter and rolled coin)
- Youth Savings
- Members
- Non-members |
per day
per day
per day
|
Free
5% of amount over $200
5% of amount |
Courtesy Transfer Fee
- Savings and Checking
Fee waived for Relationship Checking
- Loans |
per transfer
per transfer |
$2.50
$10.00 |
Excessive Debit Fee more than 6 withdrawals per month
- From Money Market Checking
|
per incident
|
$5.00
|
Foreign Check Collection Fee |
per item |
$35.00 |
Fund Transfer by Phone
Charged if calling a branch or Help Desk
Fee waived for Relationship Checking |
per transaction |
$5.00 |
Holiday Club Early Withdrawal Fee |
per transaction |
$5.00 |
Inactive Fee
No activity for 12 months and combined deposit balance is less than $100 |
per month |
$5.00 |
Insufficient Funds (NSF) Fee2
- Returned Fee - Checks and ACH
MIDFLORIDA returned the item for
which there were insufficient funds
- Paid (Overdraft) Fee
MIDFLORIDA paid the item for which
there were insufficient funds
- Checks and ACH
- ATM/Debit3
- First overdraft/mo.
- Second+ overdrafts/mo.
|
per item
per item
per item
per item
|
$30.00
$30.00
$10.00
$30.00
|
Loan Payment by Phone Fee |
per transaction |
$8.00 |
Low Balance Fee4 |
per month |
$5.00 |
Membership Cancellation Fee
Charged if account closed within first six months |
|
$5.00 |
Negative Balance Fee
Charged the sixth day the account is negative more than $30 |
per day |
$5.00 |
Paper Statement Fee
Fee waived for members 22 & under and 65 & over
Fee can be avoided by signing up and accepting eStatement |
per month |
$2.00 |
Phone Inquiry Fee
Charged if calling a branch or Help Desk
Fee waived for Relationship Checking |
per call |
$1.00 |
Purchase Currency/Rolled Coin |
per $100 |
$2.00 |
Return of Deposit Item |
per item |
$15.00 |
Return Mail Fee |
per item |
$5.00 |
Statement Copy /Account History
Fee for a prior statement copy or a printout of recent transaction history |
per copy |
$1.00 |
Stop Payment Order |
per item |
$25.00 |
Temporary Checks (4) |
per set |
$5.00 |
Online Services
|
Online Banking |
|
FREE |
Bill Payment
Fee for Basic Checking, Freedom Banking and Debit Card banking (available at age 18) but waived for members 50 & over |
per month |
$4.95 |
Bill Pay Rush Services
- Expedited (ACH)
- Overnight (Check) |
per item
per item |
$5.00
$20.00 |
eStatement |
per month |
Free |
Safe Deposit Boxes5
|
3x5
5x5
3x10
5x10
10x10
|
per year
per year
per year
per year
per year
|
$35.00
$40.00
$50.00
$65.00
$100.00
|
Drilling |
per incident |
$128.00 |
Key Deposit |
per box |
$5.00 |
Key Replacement |
per incident |
$32.00 |
Wire Transfers
|
Domestic - incoming |
per wire |
$10.00 |
Domestic - outgoing |
per wire |
$20.00 |
Foreign - incoming |
per wire |
$10.00 |
Foreign - outgoing |
per wire |
$45.00 |
Miscellaneous
|
Fax Machine Usage Fee |
per request |
$2.00 |
Garnishment Fee |
per incident |
$100.00 |
Levy Fee |
per incident |
$100.00 |
Money Order |
per item |
$3.00 |
Notary Fee - Non-members |
per visit |
$5.00 |
Photocopy Fee |
per page |
$0.25 |
Verification of Deposit Fee |
per item |
$20.00 |
Retired - Accounts
|
Senior Checking Account Fee
Fee refunded if member maintains a $5,000 balance in Senior Savings or a $1,000 balance in Senior Checking every day of the month. |
per month |
$6.00 |
Green Checking Account Fee
Fee waived if member completes at least five debit card transactions each month and maintains online banking and eStatement. |
per month |
$5.00 |
Basic Checking Account Fee |
per month |
$8.95 |
No Surprises Checking Account Fee |
per month |
$4.95 |
1934 Regular Checking
Fee waived if member maintains a daily balance of $500 or at least $5,000 in cumulative deposits. |
per month |
$8.00 |
Money Market Checking
Fee waived if member maintains a daily balance of $1,000. |
per month |
$10.00 |
Premier Checking
Fee waived if member maintains a daily balance of $10,000 or at least $25,000 in cumulative deposits |
per month |
$18.00 |
First Class Savings
Fee waived if member maintains a daily balance of $500. |
per month |
$5.00 |