Accounts
|
Relationship Checking Account Fee
Fee waived if member maintains an average daily balance of at least $1,500 or at least $10,000 in cumulative deposits and/or loans. Fee waived for members 65 years or over.
|
per month |
$12.00 |
Investor Checking Account Fee
Fee waived if member maintains an average daily balance of at least $1,000. |
per month |
$6.00 |
Freedom Banking Account Fee
Fee waived with 20 or more posted debit card purchase transactions per month. Transactions performed at an ATM will not qualify. |
per month |
$4.00 |
High Yield Checking Account Fee
Fee waived if member maintains a daily balance of at least $1,500, has at least $1,000 in direct deposit per month, and has 10 or more debit card purchase transactions per month. Transactions performed at an ATM will not qualify. Member must also be enrolled in Online Banking.
|
per month |
$20.00 |
Relationship Savings Account Fee
Fee waived if member maintains a combined average daily balance of at least $10,000 in deposit products. Fee will be deducted from your checking or savings account at our option. |
per month |
$12.00 |
Regular Savings Account Fee
Fee waived if member maintains an average daily balance of at least $50. |
per month |
$5.00 |
Money Market Account Fee
Fee waived if member maintains an average daily balance of at least $1,000. |
per month |
$5.00 |
Extreme Yield Account Fee
Fee waived if member maintains an average daily balance of at least $10,000.
|
per month |
$10.00 |
High-Yield Savings Account Fee
Fee waived if member maintains an average daily balance of at least $25,000. |
per month |
$30.00 |
High-Five Savings Account Fee
Fee waived if member maintains an average daily balance of at least $100.
|
per month |
$10.00
|
Card Services
|
Cash Advance on Foreign Credit Cards |
per transaction |
$5.00 |
Foreign ATM Transaction
Inquiry, Loan Advance, Transfer, Withdrawal |
per item |
$2.00 |
Loan Payment on Foreign Debit/Credit Card |
per transaction |
$5.00 or 3% of payment, whichever
is greater |
Portal Debit Card Fee
Excluding business accounts |
per month |
$5.00 |
Debit or Credit Card Rush Fee |
per item |
$30.00 |
Deposit Services
|
Cashier's Check to Third Party - Member Fee |
per check |
$5.00 |
Check Images on Statement |
per statement |
$3.00 |
Coin Exchange Fee (coin counter and rolled coin)
- Non-members |
per day
|
5% of amount |
Courtesy Transfer Fee
- Savings and Checking
Fee waived for Relationship Checking
- Loan and Credit Card
|
per transfer
per transfer
|
$3.00
$10.00
|
Foreign Check Collection Fee |
per item |
$35.00 |
Fund Transfer by Phone
Charged for phone-initiated transfers
Fee waived for Relationship Checking |
per transaction |
$5.00 |
Holiday Club Early Withdrawal Fee |
per transaction |
$5.00 |
Inactive Fee
No activity for 12 months |
per month |
$5.00 |
Insufficient Funds (NSF) Fee1
- Returned Fee - Checks2 and ACH
MIDFLORIDA returned the item for
which there were insufficient funds
- Paid (Overdraft) Fee
MIDFLORIDA paid the item for which
there were insufficient funds
- Checks and ACH
- ATM/Debit3
- First overdraft/mo.
- Second+ overdrafts/mo.
|
per item
per item
per item
per item
|
$30.00
$30.00
$10.00
$30.00
|
Loan ACH Payment by Phone Fee |
per transaction |
$8.00 |
Negative Balance Fee
Charged the sixth day the account is negative more than $30 |
per day |
$5.00 |
Paper Statement Fee
Fee waived for members 22 & under and 65 & over
Fee can be avoided by signing up and accepting eStatement |
per month |
$3.00 |
Purchase Currency/Rolled Coin |
per $1,000 |
$1.00 |
Return of Deposit Item |
per item |
$15.00 |
Return Mail Fee |
per item |
$5.00 |
Statement Copy /Account History
Fee for a prior statement copy or a printout of recent transaction history |
per copy |
$3.00 |
Stop Payment Order |
per item |
$30.00 |
Temporary Checks (4) |
per set |
$5.00 |
Online Services
|
Online Banking |
|
FREE |
Bill Payment
Fee for Basic Checking, Freedom Banking and Debit Card banking (available at age 18) but waived for members 50 & over |
per month |
$4.95 |
Bill Pay Rush Services
- Expedited (ACH)
- Overnight (Check) |
per item
per item |
$5.00
$20.00 |
eStatement |
per month |
Free |
Safe Deposit Boxes4
|
3x5
5x5
3x10
5x10
10x10
|
per year
per year
per year
per year
per year
|
$35.00
$40.00
$50.00
$65.00
$100.00
|
Drilling |
per incident |
$128.00 |
Key Deposit |
per box |
$5.00 |
Key Replacement |
per incident |
$32.00 |
Wire Transfers
|
Domestic - incoming |
per wire |
$10.00 |
Domestic - outgoing |
per wire |
$20.00 |
Foreign - incoming |
per wire |
$10.00 |
Foreign - outgoing |
per wire |
$45.00 |
Miscellaneous
|
Legal Processing Fee |
per incident |
$100.00 |
Money Order |
per item |
$5.00 |
|