Accounts
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Relationship Checking Account Fee
Fee waived if member maintains an average daily balance of at least $1,500 or at least $10,000 in cumulative deposits and/or loans. Fee waived for members 65 years or over.
|
per month |
$12.00 |
Investor Checking Account Fee
Fee waived if member maintains an average daily balance of at least $1,000. |
per month |
$6.00 |
Freedom Banking Account Fee
Fee waived with 20 or more posted debit card purchase transactions per month. Transactions performed at an ATM will not qualify. |
per month |
$4.00 |
Relationship Savings Account Fee
Fee waived if member maintains a combined average daily balance of at least $10,000 in deposit products. Fee will be deducted from your checking or savings account at our option. |
per month |
$12.00 |
Regular Savings Account Fee
Fee waived if member maintains an average daily balance of at least $50. |
per month |
$5.00 |
Money Market Account Fee
Fee waived if member maintains an average daily balance of at least $1,000. |
per month |
$5.00 |
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Extreme Yield Account Fee
Fee waived if member maintains an average daily balance of at least $10,000.
|
per month |
$10.00 |
High-Yield Savings Account Fee
Fee waived if member maintains an average daily balance of at least $25,000. |
per month |
$30.00 |
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High-Five Savings Account Fee
Fee waived if member maintains an average daily balance of at least $100.
|
per month |
$10.00
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Card Services
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| Cash Advance on Foreign Credit Cards |
per transaction |
$5.00 |
Foreign ATM Transaction
Inquiry, Loan Advance, Transfer, Withdrawal |
per item |
$2.00 |
| Loan Payment on Foreign Debit/Credit Card |
per transaction |
$5.00 or 3% of payment, whichever
is greater |
Portal Debit Card Fee
Excluding business accounts |
per month |
$5.00 |
| Debit or Credit Card Rush Fee |
per item |
$30.00 |
Deposit Services
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| Cashier's Check to Third Party - Member Fee |
per check |
$5.00 |
| Check Images on Statement |
per statement |
$3.00 |
Coin Exchange Fee (coin counter and rolled coin)
- Non-members |
per day
|
5% of amount |
|
Courtesy Transfer Fee
- Savings and Checking
Fee waived for Relationship Checking
- Loan and Credit Card
|
per transfer
per transfer
|
$3.00
$10.00
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| Foreign Check Collection Fee |
per item |
$35.00 |
Fund Transfer by Phone
Charged for phone-initiated transfers
Fee waived for Relationship Checking |
per transaction |
$5.00 |
| Holiday Club Early Withdrawal Fee |
per transaction |
$5.00 |
Inactive Fee
No activity for 12 months |
per month |
$5.00 |
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Insufficient Funds (NSF) Fee1
- Returned Fee - Checks2 and ACH
MIDFLORIDA returned the item for
which there were insufficient funds
- Paid (Overdraft) Fee
MIDFLORIDA paid the item for which
there were insufficient funds
- Checks and ACH
- ATM/Debit3
- First overdraft/mo.
- Second+ overdrafts/mo.
|
per item
per item
per item
per item
|
$30.00
$30.00
$10.00
$30.00
|
| Loan ACH Payment by Phone Fee |
per transaction |
$8.00 |
Negative Balance Fee
Charged the sixth day the account is negative more than $30 |
per day |
$5.00 |
Paper Statement Fee
Fee waived for members 22 & under and 65 & over
Fee can be avoided by signing up and accepting eStatement |
per month |
$3.00 |
| Purchase Currency/Rolled Coin |
per $1,000 |
$1.00 |
| Return of Deposit Item |
per item |
$15.00 |
| Return Mail Fee |
per item |
$5.00 |
Statement Copy /Account History
Fee for a prior statement copy or a printout of recent transaction history |
per copy |
$3.00 |
| Stop Payment Order |
per item |
$30.00 |
| Temporary Checks (4) |
per set |
$5.00 |
Online Services
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| Online Banking |
|
FREE |
Bill Payment
Fee for Basic Checking, Freedom Banking and Debit Card banking (available at age 18) but waived for members 50 & over |
per month |
$4.95 |
Bill Pay Rush Services
- Expedited (ACH)
- Overnight (Check) |
per item
per item |
$5.00
$20.00 |
| eStatement |
per month |
Free |
Safe Deposit Boxes4
|
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3x5
5x5
3x10
5x10
10x10
|
per year
per year
per year
per year
per year
|
$35.00
$40.00
$50.00
$65.00
$100.00
|
| Drilling |
per incident |
$128.00 |
| Key Deposit |
per box |
$5.00 |
| Key Replacement |
per incident |
$32.00 |
Wire Transfers
|
| Domestic - incoming |
per wire |
$10.00 |
| Domestic - outgoing |
per wire |
$20.00 |
| Foreign - incoming |
per wire |
$10.00 |
| Foreign - outgoing |
per wire |
$45.00 |
Miscellaneous
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| Legal Processing Fee |
per incident |
$100.00 |
| Money Order |
per item |
$5.00 |
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