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Online & Mobile Banking Resources

Digital options to make banking simple

Life is 24/7 - so you should have banking options that are available when you are. At MIDFLORIDA, you'll find easy, convenient online banking features that allow you to bank when and where you want.

Online Banking

Discover how MIDFLORIDA's Online Banking can help you handle your money conveniently and securely.

Sign up for Online Banking

Check your balances

Keeping up with your bank accounts has never been easier. Log in to online banking to check your balances and recent transactions, make loan payments, or stay updated from anywhere with Text Banking and Account Alerts.

Transfer money

Move money between your MIDFLORIDA accounts, to/from your accounts you own elsewhere, or send money to other people with our Pay-a-Person service. Learn more about these options.

Pay bills

No more writing checks. Make your payments quickly and easily online or within the mobile app with Bill Pay.

View Statements and Tax Forms

Stay organized and eliminate paper with eStatements and Online Tax Forms.

Maintain a complete financial picture

Keep up with all your finances in one place with a single-view dashboard, including your MIDFLORIDA accounts and those you own at other financial institutions.

To get started, enroll in Online Banking now.

Mobile Banking

Whether you're at home or on the go, our Mobile App lets you check your balance, pay bills and move money from anywhere.

Mobile Deposit

Save yourself a trip to the bank and deposit your check using your smartphone. Snap a photo of the front and back of your endorsed check and that’s it. It’s convenient, secure and best of all, it’s free!1

Effective September 15, 2018, members using Mobile Deposit will be required to endorse their check with their signature and write “For mobile deposit only to MIDFLORIDA Credit Union” on the back. Without the proper endorsement, the check will be rejected.

Mobile Deposit Troubleshooting Tips

If the "cannot read check" error message displays, try the following:

  • When capturing the image of the check:
    • Make sure all 4 corners of the check are visible and limit the area around the check
    • Smooth the check (no bent corners)
    • Make sure the check is in focus and well lit
    • Lay a blank, dark paper under the check as a “border” to help provide a better image
    • Ink other than blue or black may not be readable
  • Close out of all apps
  • Clear your phone's cache and cookies

If the phone screen turns black, or if the MIDFLORIDA app closes unexpectedly, this is caused by lack of storage. We recommend trying the following:

  • Close out of all apps
  • Clear your phone's cache and cookies
  • Delete photos/videos or move them to the cloud

Please note that the following checks cannot be deposited via mobile deposit:

  • Money Orders
  • Checks that require special endorsement
  • Checks payable to a third party (the payee name must match the name on the account)
  • Checks that require verification through an authorization number (Ex: Comdata Check)

Watch a short demonstration on how to use this convenient serviceDownload the MIDFLORIDA Mobile App.


Keep your accounts safe

MIDFLORIDA will never contact you and ask you to provide personal information such as account numbers, credit card or debit card account numbers, or passwords and PINs. If you are contacted with such a request, call us at (863) 688-3733 or toll free (866) 913-3733 with details of the possible scam so we may investigate.

Notices & Disclosures
Subject to the terms of the MIDFLORIDA Remote Deposit Capture User Agreement. Deposits may not be available for immediate withdrawal. Daily limits apply. Eligibility based on account history.