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Business savings accounts for every business plan.

Whether you’re saving for the next big purchase or an unexpected expense, MIDFLORIDA has business savings accounts to fit every goal.


Make saving money simple.

MIDFLORIDA Credit Union is here to help you reach your business goals. Take the first step by opening a savings account.

Keep your business funds available and earn interest while you save for a rainy day. By putting aside a little cash each month, you can be prepared for upcoming expenses and manage your cash flow more effectively.

Account Comparison
Choose 2 accounts to compare side by side
Find the account that’s best for you.

Check out the options below to find the savings account that's best for your business plan. Visit a branch or contact a Business Banker to discuss your options.

Business Savings
Maintain a low minimum account balance, earn interest monthly and have the option to add overdraft protection.
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Business Money Market
Earn competitive interest rates with no fees and no minimum account balance.
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Extreme Business Savings
Increase your business savings with a higher interest rate for higher account balances.
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Non-Profit Savings
No minimum balance and no fees, all while earning interest.
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Account Comparison
Comparing MIDFLORIDA Savings Accounts

Free Business Checking

Business Checking with all of the perks and none of the fees.

Stop wasting your business' hard earned money on bank fees. MIDFLORIDA's Free Business Checking is just that - free. No fees, no minimum balance and all the perks to make banking easy.
Notices & Disclosures
Offer valid as of March 15, 2020 and may be cancelled at any time without notice. A $5 deposit is required for membership. Business Account Incentive - To qualify for the $300 incentive, all owners of the business must establish $5 membership accounts, and the business must open a Business Savings account (minimum $100 to open), a Free Business Checking account (minimum $100 to open), an online banking account, eStatement, eNotice, and a debit card, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days. No dividends are paid on Free Business Checking. Annual Percentage Yield for Free Business Checking is 0.00%. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new Free Business Checking account after the qualifications have been met, and will be reported to the IRS. Personal Account Incentive - To qualify for the $300 incentive, you must open a new Free Checking account and borrow from a new loan account (consumer loan, line of credit or credit card) within 45 days of account opening. Credit approval required. Existing loans will not qualify for this offer. The incentive for a new checking account alone is $200. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive. Opening a new Free Checking account requires accepting and opening online banking, online bill payment, eStatement, eNotice, direct deposit ($500 cumulative which must post within 45 days of account opening) and accepting a debit card. The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50.