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Small Business Checking With Big Benefits

From basic to interest-bearing, our affordable checking accounts are loaded with features and come with everything you need to keep your business running smoothly.


Business banking. Personalized service.

Business Banking at MIDFLORIDA is different with better services and more convenient hours.

With drive-thru hours of 7 am to 7 pm, and no cut-off time for deposits, you'll have more time in your day to focus on what's really important - your business! Pair that with face-to-face banking, Saturday hours, and more free services, and you'll quickly see we're here to support your business.

Account Comparison
Choose 2 accounts to compare side by side
Find the right account for your business.
No matter the type of Business Checking account you choose, you’ll enjoy fast, local loan approvals, no early cut-off time for deposits, 7am to 7pm drive-thru hours, full-service Saturday hours and free transactions.
Free Business Checking
No minimum balance. No fees. No brainer! With 300 free transactions each month, this account is ideal for small businesses and non-profits.
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Business Checking Plus Interest
Let your money work smarter so you don’t have to work harder. Best for businesses that can maintain higher account balances.
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Freedom Business Checking
A low average balance makes this an excellent option for start-ups and those with low or no credit. It’s an entry-level account with robust features.
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Premier Business Checking
Ideal for businesses with high transaction volume and treasury management needs. This comprehensive account provides solutions to help improve your cash flow and reduce time spent managing finances.
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Account Comparison
Comparing MIDFLORIDA Checking Accounts
Notices & Disclosures
Offer valid as of June 1, 2024 and may be cancelled at any time without notice. Membership and eligibility requirements apply. See associate for details regarding fees and terms. Business Account Incentive - To qualify for the $300 incentive, all owners of the business must establish membership, and the business must open a Free Business Checking account, an online banking account, eStatement, eNotice, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 60 days. No dividends are paid on Free Business Checking. Annual Percentage Yield for Free Business Checking is 0.00%. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new Free Business Checking account after the qualifications have been met, and will be reported to the IRS. Personal Account Incentive - To qualify for the $300 incentive, you must open a new Free Checking account and borrow from a new loan account (consumer loan, line of credit or credit card) within 60 days of account opening. Credit approval required. Existing loans will not qualify for this offer. The incentive for a new checking account alone is $200. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive. Opening a new Free Checking account requires accepting and opening online banking, online bill payment, eStatement, eNotice, and direct deposit ($500 cumulative which must post within 60 days of account opening). The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50.