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Small business checking with big benefits

From basic to interest-bearing, our affordable checking accounts are loaded with features and come with everything you need to keep your business running smoothly.

Overview

We’re both in business to make you money.

Business Banking at MIDFLORIDA is different with better services and more convenient hours.


With drive-thru hours of 7 am to 7 pm, and no cut-off time for deposits, you'll have more time in your day to focus on what's really important - your business! Pair that with face-to-face banking, Saturday hours, and more free services, and you'll quickly see we're here to support your business.

Account Comparison
Choose 2 accounts to compare side by side
Find the right account for your business.
No matter the type of Business Checking account you choose, you’ll enjoy fast, local loan approvals, no early cut-off time for deposits, 7am to 7pm drive-thru hours, full-service Saturday hours and free transactions.
Compare
Free Business Checking
No minimum balance. No fees. No brainer! With 500 free transactions each month, this account is ideal for established businesses.
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Business Checking with Interest
Let your money work smarter so you don’t have to work harder. Best for businesses that can maintain higher account balances.
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Freedom Business Checking
A low average balance makes this an excellent option for start-ups and those with low or no credit. It’s an entry-level account with robust features.
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Non-Profit Checking
With unlimited free transactions and no monthly maintenance fee, you can put your organization’s dollars where they really belong.
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Account Comparison
Comparing MIDFLORIDA Checking Accounts
Notices & Disclosures
1
Offer valid as of March 15, 2020 and may be cancelled at any time without notice. A $5 deposit is required for membership. Business Account Incentive - To qualify for the $300 incentive, all owners of the business must establish $5 membership accounts, and the business must open a Business Savings account (minimum $100 to open), a Free Business Checking account (minimum $100 to open), an online banking account, eStatement, eNotice, and a debit card, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days. No dividends are paid on Free Business Checking. Annual Percentage Yield for Free Business Checking is 0.00%. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new Free Business Checking account after the qualifications have been met, and will be reported to the IRS. Personal Account Incentive - To qualify for the $300 incentive, you must open a new Free Checking account and borrow from a new loan account (consumer loan, line of credit or credit card) within 45 days of account opening. Credit approval required. Existing loans will not qualify for this offer. The incentive for a new checking account alone is $200. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive. Opening a new Free Checking account requires accepting and opening online banking, online bill payment, eStatement, eNotice, direct deposit ($500 cumulative which must post within 45 days of account opening) and accepting a debit card. The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50.