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Overdraft Protection

Avoiding overdraft fees and declined transactions

Oops! Sometimes you may not realize your account balance has gotten low. To help protect against overdrafts, you can link your MIDFLORIDA savings account or line of credit to your checking account. We'll make a courtesy transfer for you to cover the transaction if you don't have enough money in your checking account.

  • Transfer from a savings or another checking account that you're an owner on
  • Transfer from a line of credit
  • Courtesy transfers are free with Relationship Checking

Additional coverage for your debit card

Check Advance is an additional service you can add to your account to ensure your ATM and everyday debit card transactions are covered. This option can be added in addition to our standard overdraft protection options.