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Your home for home refinance

There are many reasons to refinance your mortgage, so it’s important to understand your options and how they can help you reach your goal. Whatever your needs, we’re here to walk you through the process, every step of the way.


Rates as low as 3.625% / 3.828% APR*

Refinancing your mortgage may help you reach your financial goals sooner. But sometimes, it can be difficult to determine if doing so is the best move. Our Mortgage Specialists are here to help.

A mortgage refinance is a great tool to increase your monthly cash flow or improve your financial situation. You can refinance your current mortgage to:

  • Reduce your monthly mortgage payment with a lower rate
  • Pay off your mortgage sooner by refinancing to a shorter term
  • Take cash out to pay off other debt or improve your home
  • Switch from an adjustable-rate mortgage to a fixed-rate mortgage

Ready to refinance?


Apply in Person - Find your nearest MIDFLORIDA branch

Apply Online

Apply by Phone - Call 855-915-4663

Notices & Disclosures
Limited time offer. Offer available for primary homes only. Credit approval required. Not available for cash-out refinances. Advertised rate valid as of 10/18/2019 and may no longer be available. Not every scenario will qualify for this rate. Apply online or contact an originator for a custom quote. Advertised rate and APR reflect 1.0 in discount points, otherwise stated as 1.0% of the loan amount. 3.625% rate is available on a 20-year fixed-rate mortgage for loan amounts less than or equal to $484,350. Payment example: A 20-year fixed-rate mortgage for $250,000 at 3.625% and an Annual Percentage Rate (APR) of 3.828% has a monthly payment of $1,466.01. Payment example does not include taxes, insurance premiums, or the cost of setting up an escrow account – actual payment may be greater. Rate and payment is based on loan-to-value of 75%. Advertised rate based on 740 credit score; actual rate may vary based on credit. Other low rates and convenient terms available. Rates are subject to change without notice. Certain restrictions apply.