Skip to Content

Your dream home awaits

When you’ve found the perfect home, you want the perfect mortgage. A fixed-rate home loan may be just what you’re looking for when you want to lock in your rate and avoid the risk of higher mortgage payments down the road.


Looking to lock in a fixed rate on a loan for your new home?

Rates as low as 6.500% / 6.653% APR1

A conventional fixed-rate mortgage offers stability and security by keeping your interest rate the same throughout the life of the loan. You’ll know exactly how much your principal and interest payment will be each month which will make budgeting easier.

10-30 year terms
Predictable payments
Interest rate won’t change
Fixed-rate mortgages are more popular, but adjustable-rate mortgages can provide some cost savings depending on your circumstances. Talk to a mortgage specialist to learn more. Call (863) 688-8443 or toll free (855) 915-4663, request a consultation or start your application online.

Apply for a Mortgage

Find a Mortgage Specialist



Learn about Fixed-Rate Mortgages

  • Predictable monthly payments (principal & interest)
  • Interest rate does not change
  • You choose your loan term - 10, 15, 20 or 30 years
  • Buy a home with as little as 3% down1
  • No penalty for paying your loan off early

Things to Consider

  • If your taxes and insurance are escrowed, the escrow portion of your monthly payment can change each year. Only the principal and interest payments will remain fixed.
  • Choosing a longer term can lower your monthly payment, but you will pay more in interest over the life of the loan.
  • Your interest rate stays the same even if market rates decrease.
  • The length of time you plan to stay in your home should be considered when choosing a fixed-rate home loan.


Thinking about refinancing?

Whether you want to lower your monthly payment, pay off your home sooner or get cash out of your home’s equity, see how refinancing your home can help you reach your goals. Talk to a mortgage specialist to find out more.
Notices & Disclosures
Annual Percentage Rate (APR) is effective May 08 ,2023, and may change based on market conditions. Advertised rate is based on a 30 year fixed-rate mortgage of $50,000 - $726,200 with 3% down, for purchase of primary residence. Payment example: $200,000 with 3% down at 6.653% APR has a monthly payment of $1,226.21 plus $111.55 for Private Mortgage Insurance. Payments do not include taxes and insurance. Actual payment obligation will be greater. Other conditions apply. NMLS#417627.