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Get the Best Car Loan with Auto Loan Rates That Fit Your Needs

When you apply for a car loan, you don’t want to feel like you’re being taken for a ride. Our loan representatives are here to answer any questions you have about auto financing.


Great rates and generous terms for the road ahead

MIDFLORIDA auto loans equip you with the financing you need at affordable rates. Borrow up to 125% of your vehicle's value to cover sales tax, insurance, registration and more.

Speak to one of our knowledgeable lending representatives by phone or by visiting a branch to start the application process. If you prefer to keep the wheeling and dealing on the lot, simply ask for MIDFLORIDA financing at the dealership. And of course, there's always the online option if you're ready to get started now.

Call our loan department at (863) 284-5626 or toll free (855) 560-5626 to apply, or apply online.

Apply Online ​          View Loan Rates

Best car loans financed through MIDFLORIDA

Types of Auto Loans

Financing and Refinancing for New and Used Cars

Whether you already know what car you want or you've just started thinking about what you can afford, let us help. You can get pre-approved at a branch or by phone at (863) 284-5626 or toll free (855) 560-5626.

New & Used Cars

Find the best car loan at MIDFLORIDA with our competitive auto rates and financing up to 125% loan-to-value. Plus, choose your term up to 72 months, and for luxury cars up to 84 months. We also provide financing for classic and specialty vehicles and trucks. 

Looking for the car that will suit you best? Check our Approved Dealer Network, or take a look at what’s available on the MIDFLORIDA Auto Sales lot.

Shop for auto insurance and save money with MIDFLORIDA Insurance Services, LLC.

Refinancing Your Car

If you have a vehicle that’s not financed with MIDFLORIDA, you are probably paying too much. Low rates, extended terms and easy payoff of your loan held elsewhere are just a few reasons to let us try to save you money. Plus, get up to $200 when you refinance with us.1 

Notices & Disclosures
Offer valid as of August 1, 2022 and may be canceled at any time without notice. Eligibility requirements apply. Credit approval required. Existing MIDFLORIDA loans will not qualify for these offers. To qualify for the $200 incentive, borrower must refinance an auto loan of $15,000 or more from another financial institution. Loans of $5,000 to $14,999 will receive a $100 incentive. The incentive will be deposited to a MIDFLORIDA checking or savings account.