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Find the Car Loan and Auto Financing you need

When you apply for a car loan, you don’t want to feel like you’re being taken for a ride. Our loan representatives are here to answer any questions you have about auto financing.
Get a $200 bonus when you refinance!

Overview

Great rates and generous terms for the road ahead

MIDFLORIDA auto loans equip you with the financing you need at affordable rates. Borrow up to 125% of your vehicle's value to cover sales tax, insurance, registration and more.

Speak to one of our knowledgeable lending representatives by phone or by visiting a branch to start the application process. If you prefer to keep the wheeling and dealing on the lot, simply ask for MIDFLORIDA financing at the dealership. And of course, there's always the online option if you're ready to get started now.

Call our loan department at (863) 284-5626 or toll free (855) 560-5626 to apply, or apply online.

Apply Online ​          View Loan Rates


Driving with a car financed through MIDFLORIDA

Types of Auto Loans

Financing and Refinancing for New and Used Cars

Whether you already know what car you want or you've just started thinking about what you can afford, let us help. You can get pre-approved at a branch or by phone at (863) 284-5626 or toll free (855) 560-5626.

New & Used Cars

Find the best car loan at MIDFLORIDA with our competitive auto rates and financing up to 125% loan-to-value. Plus, choose your term up to 72 months, and for luxury cars up to 84 months. We also provide financing for classic and specialty vehicles and trucks. 

Looking for the car that will suit you best? Check our Approved Dealer Network, or take a look at what’s available on the MIDFLORIDA Auto Sales lot.

Shop for auto insurance and save money with MIDFLORIDA Insurance Services, LLC.

Refinancing Your Car

If you have a vehicle that’s not financed with MIDFLORIDA, you are probably paying too much. Low rates, extended terms and easy payoff of your loan held elsewhere are just a few reasons to let us try to save you money. Plus, get up to $200 when you refinance with us.1 

Notices & Disclosures
1
Offer valid as of January 1, 2020 and may be cancelled at any time without notice. A $5 deposit is required for membership with MIDFLORIDA Credit Union. Credit approval required. Existing MIDFLORIDA loans will not qualify for these offers. 1. To qualify for the $200 incentive, borrower must refinance an auto loan of $15,000 or more from another financial institution. Loans of $5,000 to $14,999 will receive a $100 credit. Loan incentives will be applied to a MIDFLORIDA Visa Platinum or Visa Signature credit card. If borrower does not currently have a MIDFLORIDA Visa Platinum or Visa Signature credit card, they must apply for one, then activate and use the card to receive the incentive.