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Savings Account Goals Attained.

Whether you’re saving for a rainy day, an upcoming expense or retirement, MIDFLORIDA has an account to help you reach your goal.


You set the goal. We’ll help you get there . . .

Savings goals come in all shapes and sizes. Whether you’re saving for a day of pampering at a local spa, the trip of a lifetime, or retirement, MIDFLORIDA offers a variety of savings options designed to help you reach every goal – and often at rates higher than our competitors.

Our accounts are insured by NCUA up to $250,000 so you can save with confidence knowing your accounts are safe and secure. Explore your options below and when you're ready, visit a branch or open an account online.

Open an Account ​ 

Account Comparison
Choose 2 accounts to compare side by side
Find the perfect savings account.

Compare our Savings products below to find the one that will help you reach your financial goals fastest. We're here to answer any questions - just give our Help Desk a call at (863) 688-3733 or toll free (866) 913-3733.

Holiday fudge sitting next to a snowflake ornament in front of a Christmas tree.
Holiday Club
Save up year-round for holiday or year-end expenses, and have funds disbursed in early November.
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Central Florida store employee standing at a counter.
Regular Savings
The first account you’ll need to gain access to other products and services. Additional savings accounts can be added and set aside for other saving goals.
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Retired man painting in his Lakeland art studio.
Money Market
Money Market accounts are a great way to reach your savings goals with no monthly fee.
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Kid flexing his muscles in front of Central Florida lake.
Youth Savings
A savings account designed for kids and teens that pays higher dividends.
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Retired man taking a photo on vacation.
Extreme Yield
Earn extreme savings with a high-yield savings account so you can get the most out of your money.
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Couple making cookies in kitchen
Relationship Savings
Relationship Savings allows you to keep your funds safe while earning interest so you can do more with your money.
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High Five Savings
An online savings account anyone can enjoy! Helping you earn dividends and getting you closer to those short-term savings goals.
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Account Comparison
Comparing MIDFLORIDA Savings Accounts

Free Checking

Boost your savings!

Make the most of your relationship with MIDFLORIDA and earn up to $200 when you open a Free Checking account and complete the qualifications! Free Checking comes with all the features you want to bank your way with no monthly fee. Get the details on this limited time offer.
Notices & Disclosures
High Five Savings Offer: Valid as of January 1, 2024. Membership and eligibility requirements apply. Fees may reduce earnings. A $100 minimum opening deposit is required for this account. Rates may change after the account is opened, without notice. Annual Percentage Yield (APY) is accurate as of January 1, 2024. See a MIDFLORIDA Credit Union associate for additional terms and fees.