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Your solution for larger home loans

When purchasing or refinancing a high-end home, the loan amount may require a different type of financing. A jumbo mortgage from MIDFLORIDA could be the right option.


Jumbo Mortgages Explained

If you're looking to buy a more expensive home, you may  need a special type of mortgage. That's where jumbo mortgages come in.  Jumbo mortgages allow you to borrow more than conventional loans, and a variety of rates and terms are available so you can select the loan that best meets your goals. 

Luxury home purchases
Flexible loan terms
Higher Loan Amounts

What is a jumbo mortgage?

A conventional mortgage is a loan that "conforms" to the loan limits set by the federal government. A jumbo mortgage is considered a non-conforming loan -  a loan that exceeds $726,200. That simply means the loan cannot be purchased or guaranteed by Fannie Mae or Freddie Mac.  

To see if a jumbo mortgage is the right fit for you, or to learn what your other options are, call (863) 688-8443 or toll free (855) 915-4663, contact a local mortgage specialist today, or start your mortgage application online.1

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More about Jumbo Mortgages

  • Loan amounts over $726,200 
  • Purchase, refinance or construction
  • No prepayment penalties

Things to Consider

  • These loans are considered riskier since they cannot be guaranteed by Fannie Mae or Freddie Mac and therefore, the interest rate may be higher.
  • Jumbo loans generally have stricter credit requirements.

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