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Free checking account for businesses

If you're looking for the best bank for your small business, come to MIDFLORIDA. Our Free Business Checking comes with 300 free transactions and a slew of other benefits, without monthly fees or a required minimum balance.


Are business accounts free? MIDFLORIDA offers a Free Business Checking account that really is free - no monthly service charge and no minimum balance to maintain. Plus, you'll find many more features that save you time and money.

$0 Minimum account balance
300 Free transactions
No monthly maintenance fee
Not only does MIDFLORIDA offer more free transactions per month, we don't count debit card transactions against your limit. That means you can focus on your business without worrying about fees.

Find a nearby branch to open your Free Business Checking account today.

Find A Branch

Small business owner opening a free business checking account at the Lakeland, Florida MIDFLORIDA location.


Benefits that work for you!

Details & Fees

Upfront account details

Name Fee
Monthly Maintenance Fee $0
Minimum to Open $1002
Cash Deposits No fee for first $30,000; .1% of the month’s total amount after.
ATM Transactions Free at MIDFLORIDA branches and Publix Presto! ATMs
Number of Free Transactions 300 free transactions per month; $.15 per transaction after. Debit card transactions are excluded from transaction limit.1
Debit Card Transaction Fee None
Bill Pay Free in Online Banking
Checks Free starter kit or credit toward other check products
Statement Options eStatements are free with extended eStatement archival for 5 years. Paper statements are available for a fee. See fee schedule.
Dividends None
Excess Debit Fee None
Check Advance Available up to $1,500 limit.
Documentation needed at account opening Click here to view requirements.
Notices & Disclosures
Transactions include checks paid or other debits; withdrawals; deposits and deposited items; and transfers. Debit card transactions, wire transfers, deposits made via remote deposit capture, and electronic ACH credits/debits not included.
Membership and eligibility requirements apply.