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Free checking account for businesses

If you're looking for the best bank for small business, come to MIDFLORIDA. Our Free Business Checking comes with 500 free transactions and a slew of other benefits, without monthly fees or a required minimum balance.


Are business accounts free? MIDFLORIDA offers a Free Business Checking account that really is free - no monthly service charge and no minimum balance to maintain. Plus, you'll find many more features that save you time and money.

$0 Minimum account balance
500 Free transactions
No monthly maintenance fee
Not only does MIDFLORIDA offer more free transactions per month, we don't count debit card transactions against your limit. In addition, if you deposit multiple checks in one visit, it will only count as 1 transaction. That means you can focus on your business without worrying about fees.

Find a nearby branch to open your Free Business Checking account today.

Find A Branch

Small business owner opening a free business checking account at the Lakeland, Florida MIDFLORIDA location.


Benefits that work for you!

Details & Fees

Upfront account details

Name Fee
Monthly Maintenance Fee $0
Minimum to Open $100
A $100 minimum business savings account is required, and all owners of the business must establish a $5 minimum membership account.
ATM Transactions Free at MIDFLORIDA branches and Publix Presto! ATMs
Number of Free Transactions 500 free transactions per month; $.15 per transaction after. Debit card transactions are excluded from transaction limit. Multiple checks deposited in the same transaction will count as one transaction.
Debit Card Transaction Fee None
Bill Pay Free
Checks Free starter kit
Statement Options eStatements are free with extended eStatement archival for 5 years. Paper statements are available for $2 per month.
Dividends None
Excess Debit Fee None
Coin Counting Free up to $200 per day; then 5% of amount over $200
Check Advance Available up to $1,500 limit.