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Business checking that pays you interest

It's true - your business can earn interest on its checking account. Our Business Checking with Interest checking account earns a competitive dividend rate while offering free features like online banking, debit card rewards and up to 400 free transactions per month.


MIDFLORIDA's Business Checking with Interest has everything you're looking for when opening a business checking account - a low opening deposit, higher transaction limits and it earns interest. You'll get the flexibility and convenience you need to manage your business finances and optimize your cash flow.

Pays dividends
400 Free transactions
Free Online Banking & Bill Pay
Tired of having to beat the clock to make your company's deposits? At MIDFLORIDA, deposits are accepted all day, so you don't have to rush or waste your valuable time. Visit a branch for more convenient solutions geared to help your business.

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Benefits that work for you!

Details & Fees

Upfront Account Details

Name Fee
Monthly Maintenance Fee $25 or $0 if you maintain a $5,000 average daily balance.
Minimum to Open $5002
Cash Deposits No fee for the first $40,000; .1% of the month’s total amount after.
ATM Transactions Free at MIDFLORIDA branches and Publix Presto! ATMs
Number of Free Transactions 400 free transactions per month; $.15 per transaction after. Debit card transactions are excluded from transaction limit.1
Debit Card Transaction Fee None
Bill Pay Free
Checks Free starter kit or credit toward other check products
Statement Options eStatements are free with extended eStatement archival for 5 years. Paper statements are available for a fee. See fee schedule.
Dividends Yes
Excess Debit Fee None
Coin Counting Free up to $200 per day; then 5% of amount over $200
Check Advance Available up to $1,500 limit.
Documentation needed at account opening Click here to view requirements.
Notices & Disclosures
Transactions include checks paid or other debits; withdrawals; deposits and deposited items; and transfers. Debit card transactions, wire transfers, deposits made via remote deposit capture, and electronic ACH credits/debits not included.
Membership and eligibility requirements apply.