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Business checking that’s always on the clock

Ideal for higher account balances, this interest-bearing account puts your money to work. Earn dividends while enjoying free features like online banking, debit card rewards and up to 500 free transactions.
For a limited time, get up to $500 with new Business and Personal Accounts. Click to learn more.

Overview

A business checking account that’s loaded with perks and earns interest? It’s true—you really can have it all. With just a $500 opening deposit, you'll get the flexibility and convenience you need to manage your business finances and optimize your cash flow.

Pays dividends
500 Free transactions
Unlimited free deposits
Tired of having to beat the clock to make your company's deposits? At MIDFLORIDA, deposits are accepted all day, so you don't have to rush or waste your valuable time. Visit a branch for more convenient solutions geared to help your business.


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Features

Benefits that work for you!

Details & Fees

Upfront Account Details

Name Fee
Monthly Maintenance Fee $25 or $0 if you maintain a $5,000 average daily balance.
Minimum to Open $500
A $100 minimum business savings account is required, and all owners of the business must establish a $5 minimum membership account.
ATM Transactions Free at MIDFLORIDA branches and Publix Presto! ATMs
Number of Free Transactions 500 free transactions per month; $.25 per transaction after. Debit card transactions are excluded from transaction limit. Multiple checks deposited in the same transaction will count as one transaction.
Debit Card Transaction Fee None
Bill Pay Free
Checks Free starter kit
Statement Options eStatements are free with extended eStatement archival for 5 years. Paper statements are available for $2 per month.
Dividends Yes
Excess Debit Fee None
Coin Counting Free up to $200 per day; then 5% of amount over $200
Check Advance Available up to $1,500 limit.
Notices & Disclosures
1
Offer valid as of January 1, 2017 and may be cancelled at any time without notice. A $5 deposit is required for membership with MIDFLORIDA Credit Union. Contact us to learn about other promotions. Business Account Incentive: All owners of the business must establish a minimum $5 membership account. A minimum $100 Business Savings account is required to open a Free Business Checking account. Promotion applies to new Free Business Checking accounts. No dividends are paid on Free Business Checking. Annual Percentage Yield for Free Business Checking is 0.00%. Any business EIN that has been paid a business checking incentive will not qualify for the $300 incentive. In addition to opening a new Free Business Checking account, which includes accepting and opening online banking, eStatement, eNotice, and accepting a debit card, you must also make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening, and you must complete five transactions (deposits, withdrawals, etc.) within the first 45 days. The $300 will be deposited to the new Free Business Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Business Checking is $100. Other business accounts may qualify. See associate for details regarding terms and fees. Personal Account Incentive: Promotion applies to new Free Checking accounts. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the $200 incentive. In addition to opening a new Free Checking account, which includes accepting and opening online banking, online bill payment, eStatement, eNotice, direct deposit ($500 cumulative which must post within 45 days of account opening) and accepting a debit card, you must also apply and be approved for a consumer loan. The $200 will be deposited to the new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50. Other checking products may qualify with restrictions. See associate for details regarding terms and fees.