Skip to Content

Freedom to choose a better banking experience

Finally, a feature-rich checking account for start-ups and business owners with low or no credit.


With an opening deposit of $100, you can work on establishing or improving your personal credit while still enjoying all the perks of doing your business banking with MIDFLORIDA.

Low opening balance
200 Free transactions
Free Online Banking
Get more than just a basic checking account. Visit a branch to open a Freedom Business Checking today.

Bread baker


Benefits that work for you!

Details & Fees

Upfront Account Details

Name Fee
Monthly Maintenance Fee $15
Minimum to Open $1002
Cash Deposits No fee for the first $20,000; .1% of the month’s total amount after.
ATM Transactions Free at MIDFLORIDA branches and Publix Presto! ATMs
Number of Free Transactions 200 free transactions per month; $.15 per transaction after. Debit card transactions are excluded from transaction limit.1
Debit Card Transaction Fee None
Bill Pay Free in Online Banking
Checks Available for a fee
Statement Options eStatements are free with extended eStatement archival for 5 years. Paper statements are available for a fee. See fee schedule.
Dividends None
Excess Debit Fee None
Check Advance Not available
Documentation needed at account opening Click here to view requirements.
Notices & Disclosures
Transactions include checks paid or other debits; withdrawals; deposits and deposited items; and transfers. Debit card transactions, wire transfers, deposits made via remote deposit capture, and electronic ACH credits/debits not included.
Membership and eligibility requirements apply.