Accounts
|
|
Free Business Checking
No minimum balance
No fee for the first $30,000 in cash deposits; .1% of the month’s total after.
$0.15 per transaction over 300 free transactions.
|
|
No monthly fee |
|
Business Checking with Interest
Fee waived if member maintains an average daily balance of $5,000.
No fee for the first $40,000 in cash deposits; 0.1% of the month’s total after.
$0.15 per transaction over 400 free transactions.
|
per month |
$25.00 |
Analyzed Checking
See associate for details |
|
Fee varies |
| Freedom Business Checking
No fee for the first $20,000 in cash deposits; 0.1% of the month’s total after.
$0.15 per transaction over 200 free transactions.
|
per month |
$15.00 |
|
Premier Business Checking
Fee waived if member maintains an average daily balance of $25,000 in account, or at least $75,000 in loans or $50,000 in cumulative deposits and/or loans. Fee will be deducted from your checking or savings account at our option.
$0.15 per transaction over 500 free transactions.
No fee for the first $50,000 in cash deposits; 0.1% of the month’s total after.
|
per month |
$25.00 |
Business Money Market Savings Account
Fee waived if member maintains an average daily balance of $10,000 in
account, or at least $75,000 in loans or $50,000 in cumulative deposits and/or
loans. Fee will be deducted from your checking or savings account at our option. |
per month |
$25.00 |
Business Savings - Membership Account
Fee waived if member maintains an average daily balance of $100 in account,
or at least $75,000 in loans or $50,000 in cumulative deposits and/or loans. Fee
will be deducted from your checking or savings account at our option. |
per month |
$10.00 |
Business Savings Account
Fee waived if member maintains an average daily balance of $100 in account,
or at least $75,000 in loans or $50,000 in cumulative deposits and/or loans. Fee
will be deducted from your checking or savings account at our option. |
per month |
$10.00 |
Extreme Business Savings
Fee waived if member maintains a daily minimum balance of $50,000. |
per month |
$50.00 |
Card Services
|
| Cash Advance on Foreign Credit Cards |
per transaction |
$5.00 |
Foreign ATM Transaction
(Inquiry, Loan Advance, Transfer, Withdrawal) |
per item |
$2.00 |
| Loan Payment on Foreign Debit/Credit Card |
per transaction |
$5.00
or 3% of payment, whichever is greater |
| Proprietary ATM Transaction - MIDFLORIDA |
|
Free |
| Debit or Credit Card Rush Fee |
per item |
$30.00 |
Deposit Services
|
| Account Closing By Mail |
|
$15.00 |
|
Cash Services
- Currency Outgoing
- Rolled Coin Outgoing
|
per $1,000
per $1,000
|
$1.00
$1.00
|
| Cashier's Check to Third Party - Member Fee |
per check |
$5.00 |
|
Coin Exchange Fee
- Non-members
|
per day
|
5% of amount
|
Courtesy Transfer Fee
- Savings and Checking
- Loan |
per transfer
per transfer |
$3.00
$10.00 |
| Deposit Correction Fee |
per incident |
$5.00 |
| Foreign Check Collection Fee |
per item |
$35.00 |
Fund Transfer by Phone
Charged for phone-initiated transfers |
per transaction |
$5.00 |
Inactive Fee
No account activity for 12 months. |
per month |
$5.00 |
|
Insufficient Funds (NSF) Fee
- Returned Fee1 - Checks2 and ACH
MIDFLORIDA returned the
item for which there were
insufficient funds
- Paid (Overdraft) Fee
MIDFLORIDA paid the item
for which there were
insufficient funds
- Checks and ACH
- ATM/Debit3
- First overdraft/mo.
- Second+ overdrafts/mo.
|
per item
per item
per item
per item
|
$30.00
$30.00
$10.00
$30.00
|
Negative Balance Fee
charged the sixth day the account is negative more than $30 |
per day |
$5.00 |
| Night Deposit Disposable Bags |
per item |
$0.50 |
| Night Deposit Lock Bag |
per item |
$25.00 |
| Night Deposit Zipper Bag |
per item |
$5.00 |
Paper Statement Fee
Fee can be avoided by signing up and accepting eStatement |
per month |
$3.00 |
| Reference Letters |
per request |
$5.00 |
| Return of Deposit Item |
per item |
$15.00 |
| Return Mail Fee |
per item |
$5.00 |
Statement Copy / Account History
Fee for a prior statement copy or a printout of recent transaction history |
per copy |
$3.00 |
| Stop Payment Order |
per item |
$30.00 |
| Temporary Checks (4) |
per set |
$5.00 |
Online Services
|
ACH Origination
- ACH Return
- ACH Notification of Change |
per item
per item |
$5.00
$2.00 |
| Bill Payment |
per month |
Free |
Bill Pay Rush Services
- Expedited (ACH)
- Overnight (Check) |
per item
per item |
$5.00
$20.00 |
| eStatement |
per month |
Free |
| Business Online Banking |
per month |
Free |
| Business Online Banking Plus |
per month |
$7.00 |
Treasury Services - Small Business Online Banking
Free with Premier Business Checking |
per month |
$15.00
|
Treasury Services -
Corporate Online Banking |
per month |
$30.00 |
Safe Deposit Boxes4
|
3x5
5x5
3x10
5x10
10x10 |
per year
per year
per year
per year
per year |
$35.00
$40.00
$50.00
$65.00
$100.00 |
| Drilling |
per incident |
$128.00 |
| Key Deposit |
per box |
$5.00 |
| Key Replacement |
per incident |
$32.00 |
Wire Transfers
|
|
Domestic - incoming
Free with Premier Business Checking
|
per wire |
$10.00 |
| Domestic - outgoing |
per wire |
$20.00 |
Foreign - incoming
Free with Premier Business Checking |
per wire |
$10.00 |
| Foreign - outgoing |
per wire |
$45.00 |
Miscellaneous
|
| Legal Processing Fee |
per incident |
$100.00 |
| Money Order |
per item |
$5.00 |
Retired Accounts
|
Business Money Market Checking
if average daily balance falls below $1,000 |
per month |
$10.00 |
Extreme Business Checking
if average daily balance falls below $50,000
$0.15 per transaction over 750 free transactions1 |
per month |
$50.00 |
First Class Business Savings
if average daily balance falls below $500 |
per month |
$5.00
|
Non-Profit Checking
if average daily balance falls below $100 |
per month |
$3.00 |