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External Accounts

Keep track of expenses

Unlock the efficiency of seeing all your accounts in one secure spot, including checking accounts, savings accounts and credit cards you have with other financial institutions. Within Online Banking, you can easily add your external accounts to gain a holistic view of your money and better understand where your money goes each month.  Monitor transactions, track spending and gain financial insights all with one login. Sign up for MIDFLORIDA's Free Online Banking or download the app for effortless account aggregation.

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Are External Accounts the same as Linked Accounts?

Good question, they are actually different within MIDFLORIDA's Free Online Banking.

  • The External Accounts section is an account aggregation tool.  It allows you to see your non-MIDFLORIDA accounts in the same place as your MIDFLORIDA accounts to give you a more comprehesive look at your finances. Essentially, it is a view-only look and cannot be used to transfer money.
  • Linked Accounts is an account-to-account tool to move money. This is sometimes referred to as A2A banking and is for transferring money between accounts owned by the same person. With MIDFLORIDA's Linked Accounts, you can transfer funds but you cannot see account history.  

 

How to set up an External Account

In Free Online Banking, External Accounts can be found on the Overview screen on desktop and at the bottom of the Account Summary screen on mobile. Select the Add an Account button, and a setup tool will pop up to walk you through the steps. You will need your online login credentials to complete the setup.