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Refinance your auto loan

With a winning combination of friendly service, low rates and attractive incentives, MIDFLORIDA is the place to go to refinance your auto loan.

Lower your monthly car payment

By refinancing your auto loan with MIDFLORIDA, you may be able to lower your payment and save on interest. 

Plus, we'll give you a refinancing bonus up to $200! Start your application now to see how much you can save.

Start Application

Refinance Amount Bonus
$5,000 to $14,999 $100 Bonus
$15,000 and Up $200 Bonus


What you get with auto loan refinancing.

Low rates

If you find a lower rate somewhere else, we'll try to beat it.

Flexible terms

Choose your term up to 84 months.

Quick & easy process

Apply online in minutes and we'll notify you of your approval status by the next business day.

Start Application

You can also visit your local branch or call our Loan Department to get started.
(863) 284-5626
(855) 560-5626 toll free

Notices & Disclosures
Offers valid as of July 1, 2018 and may be cancelled at any time without notice. A $5 deposit is required for membership with MIDFLORIDA Credit Union. Credit approval required. Existing MIDFLORIDA loans will not qualify for these offers. 1. To qualify for the $200 incentive, borrower must refinance an auto loan of $15,000 or more from another financial institution. Loans of $5,000 to $14,999 will receive a $100 credit. Loan incentives will be applied to a MIDFLORIDA Visa Platinum or Visa Signature credit card. If borrower does not currently have a MIDFLORIDA Visa Platinum or Visa Signature credit card, they must apply for one, then activate and use the card to receive the incentive.