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Shared Branching

Branch access wherever you are

CO-OP Financial Services Shared Branching is yet another feature to enjoy as a MIDFLORIDA member. It was created by credit unions that joined forces to allow their members the luxury of banking at credit union locations other than theirs. The CO-OP Financial Services Shared Branching network consists of more than 5,000 credit union branches, which offers credit union members convenience comparable to the nation’s largest banks.

To find a location near you that participates in shared branching, visit

Please note: Withdrawals performed at an ATM owned by a Shared Branching facility may incur a surcharge. An alternative is to use a MIDFLORIDA ATM or a Publix Presto! ATM with no fee. Deposits cannot be accepted at ATMs owned by Shared Branching facilities or Publix Presto! ATMs.

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If you're a member of a credit union that participates in CO-OP Financial Services Shared Branching, you're welcome to visit a MIDFLORIDA branch to conduct basic transactions! Find a branch near you. Services we provide:

  • Deposit funds
  • Withdraw funds - up to $2,500 per member per credit union
  • Account inquiries
  • Transfer funds
  • Loan payments
  • Statement copies