Discover six essential tips for first-time homebuyers in Florida in this educational blog. From starting your mortgage application with MIDFLORIDA Credit Union to understanding preferences, creating a budget, finding the right agent, exploring the local market, choosing a mortgage lender, and emphasizing the importance of inspections, this guide ensures a smooth path to homeownership. Whether dreaming of beachfront properties or cozy neighborhoods, these strategic steps empower first-time buyers for confident decision-making.

Unlock your dream home's potential with our concise guide to Construction-to-Permanent Loans. Seamlessly transitioning from construction to long-term financing, these unique loans simplify the process. Explore the structure, benefits, and tailored options for your homebuilding ambitions. Discover advantages like a single closing process, interest-only payments, and locked-in rates. Dive into types of loans, budget management, and the pivotal transition to a traditional mortgage. 

Discover the essentials of securing a mortgage for land with our comprehensive guide. Explore MIDFLORIDA Credit Union's specialized solutions for land financing, from loan types and qualifications to Florida-specific considerations. Gain crucial insights into land loan rates and the pivotal role of credit scores in realizing your dream of land ownership. Start your journey towards owning land with confidence alongside MIDFLORIDA Credit Union.

Discover the benefits of 5-Year ARM Mortgage Rates in our comprehensive guide. Dive into the world of Adjustable-Rate Mortgages, exploring how MIDFLORIDA Credit Union offers affordable options without sacrificing stability. Learn about ARM nuances, qualification criteria, and find out if a 5-Year ARM aligns with your homeownership goals. Navigate the realm of ARMs for informed mortgage decisions.

It's that time of year again when countless deals and discounts tempt us at every retailer. As consumers, the promise of quick discounts if we open a store credit card can be enticing, but are these cards worthwhile? In this blog, we'll delve into the hidden costs of store credit cards and empower you with the knowledge to make strong financial decisions this holiday season. 

Explore the pros and cons of waiting to buy a home in a high-interest rate environment and see how it compares to buying now. Is it the right time for you to invest in your dream home?

Elder financial fraud is a serious problem that is on the rise. According to AARP over $36 billion was lost to elder fraud in 2020 and 2021. This type of fraud can have a devastating impact on elderly victims, who may have limited financial resources and may be more vulnerable to manipulation.

In today's rapidly changing economic landscape, having financial literacy has become an essential skill for individuals seeking to make informed decisions and secure their financial well-being. To address this growing need, we proudly present MIDFLORIDA Money Minute, an innovative financial literacy eLearning platform designed to empower individuals of all ages, from teens to seniors, by providing them with valuable financial education and resources.

It is no secret that insurance companies take many different factors into account when deciding how much to charge someone for their premium, including their credit score. Some people might be surprised to find out that their credit score could be one of the reasons why their insurance rates are so high, while others might not be surprised at all.

BauerFinancial ratings explained.

After a few bank collapses earlier in the year you may have starting seeing stars - not Orion’s Belt or another constellation but rather the BauerFinancial™ Star-Rating. So what should you see in the stars?