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Benefits of banking with MIDFLORIDA

If you're looking for a new bank in Plant City, look to MIDFLORIDA Credit Union. You'll find personal and business banking products, convenient locations and secure online access.


At MIDFLORIDA, we're here to help you on your financial journey by making banking easy and convenient with exceptional customer service.

Get the tools and account access you need, when you need it, from secure mobile app access to physical locations throughout the state.

7am to 7pm drive-thru hours during the week
Face-to-face banking with Saturday hours
Free online banking and mobile app

Whatever you're looking for, MIDFLORIDA can help. Open your new checking, savings, loan or mortgage online today!

Notices & Disclosures
Offer valid as of May 1, 2022 and may be canceled at any time. Eligibility requirements apply. See associate for details regarding fees and terms. To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($500 cumulative which must post within 45 days of account opening), as well as accept and open online banking, online bill payment, eStatement, eNotice, and a debit card. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive. The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50.
Offer valid as of May 1, 2022 and may be canceled at any time without notice. Eligibility requirements apply. Credit approval required. Existing MIDFLORIDA loans will not qualify for these offers. To qualify for the $200 incentive, borrower must refinance an auto loan from another financial institution of $15,000 or more. Loans of $5,000 to $14,999 will receive a $100 incentive. The incentive will be deposited to a MIDFLORIDA checking or savings account.
Offer valid as of May 1, 2022 and may be canceled at any time without notice. A $5 deposit is required for membership. Approval subject to application, eligibility and credit. Must be your primary residence. Manufactured homes are not eligible for home equity line of credit. Condos or townhouses are eligible only if loan pays off all other mortgages and liens. Not available for refinance or consolidation of existing MIDFLORIDA loans. Property insurance required. Flood insurance when required. Online appraisal used to determine home value. Loan amounts from $10,000 to $500,000. “No Closing Costs” applies to eligible Home Equity Loan or Line of Credit up to and including $500,000 on primary residence with a combined loan to value (CLTV) of 80% or less. Does not apply to purchase transactions. Appraisal and title policy at borrower’s expense may be required on other loans. Cost subject to recapture within 36 months. For Home Equity Lines of Credit, the variable Annual Percentage Rate (APR) may be 3.50% to 18.00%, depending on creditworthiness. The APR is based on “The Wall Street Journal” Prime Rate (3.50% as of 5/1/2022) and may change quarterly.
Offer valid as of May 1, 2022 and may be cancelled at any time without notice. Credit and eligibility requirements apply. Repayment terms of 6 months to 72 months available depending on creditworthiness. Annual Percentage Rate (APR) 7.219% - 18.000% depending on creditworthiness. Payment example: a 72-month fixed-rate loan for $20,000 at an interest rate of 6.99%/7.219% APR would have a monthly payment of $343.09, which includes principal and interest (total loan cost $24,702.27).