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South Sebring Branch & ATM

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Discover the MIDFLORIDA branch and ATM nestled in South Sebring, conveniently situated at the crossroads of U.S. Highway 27 South and South Highlands Avenue, right across from HCA Florida Highlands Hospital. Here, you'll find our comprehensive range of personal and business financial products, including credit and debit cards, and much more. Step inside today to engage with our welcoming staff and delve deeper into our cutting-edge services that have become synonymous with our credit union's reputation.
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3863 US Hwy 27 S
Sebring, FL 33870
(863) 688-3733 or Toll Free (866) 913-3733


Drive-Thru Hours

  • Monday: 7:00 am – 7:00 pm
  • Tuesday: 7:00 am – 7:00 pm
  • Wednesday: 7:00 am – 7:00 pm
  • Thursday: 7:00 am – 7:00 pm
  • Friday: 7:00 am – 7:00 pm
  • Saturday: 8:30 am – 1:00 pm
  • Sunday: Closed

Lobby Hours

  • Monday: 9:00 am - 5:00 pm
  • Tuesday: 9:00 am - 5:00 pm
  • Wednesday: 10:30 am - 5:00 pm
  • Thursday: 9:00 am - 5:00 pm
  • Friday: 9:00 am - 6:00 pm
  • Saturday: 9:00 am - 1:00 pm
  • Sunday: Closed

Personal Banking Services at the South Sebring Branch

Personal Checking

Experience a wealth of benefits with a MIDFLORIDA personal checking account, from zero monthly fees to no minimum balance requirements and exciting debit card rewards. Opening an account at our South Sebring branch is not only cost-free but also grants you access to convenient features like quick text commands for balance inquiries and other swift transactions. Additionally, our user-friendly app boasts a host of innovative and secure elements that we encourage you to explore and make the most of.

Personal Savings

At MIDFLORIDA, we're dedicated to offering our members a range of distinctive savings account options. Our primary objective is to provide you with diverse opportunities to nurture your savings and amplify your financial security beyond the conventional methods. This commitment is evident in our array of financial solutions, including money market accounts and high-yield savings accounts, designed to help you achieve your savings goals.

Youth Bank Accounts

Hand in hand, we can shape the financial literacy of future generations. Our youth accounts are designed to ease the learning curve associated with gaining financial independence, ensuring that the next generation's journey toward fiscal wisdom is smooth and empowering.

Debit Cards

In today's fast-paced world, access to live customer support exactly when you need it is paramount. That's precisely why our instant-issue cards are equipped with straightforward yet robust features. Our automated Smart Save feature and Debit Card Rewards program exemplify our commitment to innovation, making us a leader in this industry.

Credit Cards

At MIDFLORIDA, our approach to credit cards is all about specialization, tailored to meet diverse needs such as high rewards, low rates, and building credit. Rest assured, our vigilant fraud mitigation team is always on high alert to safeguard your financial interests.

Explore Personal Banking

Loans & Mortgages at the South Sebring Branch

Home Mortgage

At MIDFLORIDA, we simplify the complexity of the home loan market by providing practical and effective mortgage solutions that cater to both prospective and seasoned homeowners. Our commitment extends beyond business; we prioritize our community's well-being.

Home Refinance

Our dedicated team of mortgage specialists is here to collaborate with you in examining the potential of refinancing and tailoring our options to align with your goals. We take the time to ensure clarity on beneficial term adjustments, expedited mortgage payoffs, and funding for home improvements, all aimed at helping you realize your financial objectives.

Home Equity Loans & HELOC

At MIDFLORIDA, we believe that home equity terms and rates should always work in your favor, whether in the short or long term. That's why we offer exceptional introductory rates and flexible draw-as-you-need plans. We're here to work closely with you, tailoring these options to precisely meet your financial objectives.

Personal Loans

For all your personal funding needs, be it for an automobile, specialty expenses, general purposes, or secured loans, we provide the personalized attention that such funding demands.

Apply for a Mortgage

Business Banking at the South Sebring Branch

Business Checking

We understand that running a business can be quite demanding. That's why our business checking services are designed to be seamless and versatile. We've got your back, allowing you to streamline your merchant services and better serve your customers.

Business Savings

MIDFLORIDA's business savings options are designed to ensure that your money is actively working for you as you concentrate on your business. Our user-friendly comparison tool allows you to assess the available options side by side, helping you make informed decisions for your business's financial well-being.

Business Credit Cards

Our business credit cards are strategically tailored to provide you with improved cash flow security, both in the present and for the future. With low-interest rates and substantial credit limits, you'll be better equipped to serve your customers and support your employees.

Treasury Management

Managing basic accounting procedures and operational risks can be a challenging task, especially when dealing with the complexities of payables and receivables. That's where we step in. Our treasury management services take charge of payroll, fraud protection, ACH processing, and other essential tasks to ensure your business operations run smoothly.

Explore Business Banking

Community Banking Solutions You Can Trust

Unlike major banks, where you're just a customer, MIDFLORIDA Credit Union makes you a part owner when you open an account. We're not-for-profit, and our mission is focused on your financial well-being. This means that all our efforts are geared toward providing our members with the financial freedom they need to lead happier lives.

Our current offers are designed to offer you greater financial clarity and provide an instant boost in life. Step into our South Sebring branch or contact us today to learn more and become a valued member.