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Imagine the possibilities

If you can dream it, you can do it with a home equity loan. New pool? Kitchen remodel? Master suite makeover? We can help make those dreams a reality.


No Closing Costs

Pay no closing costs with a new home equity loan under $250,000.1

When you have a large expense and know exactly how much money you need, a home equity loan can give you a one-time payout at a fixed rate and set term. Your payment will stay the same and you’ll know exactly when it will be paid off

For ongoing expenses, consider a home equity line of credit.

Call our loan department at (863) 284-5626 or toll free (855) 560-5626, visit a branch or apply online.

View home equity loan rates

Father and son building together


Learn about Closed End Loans

  • Loan amounts of $10,000 - $500,000.
  • Receive all your funds up front as a lump sum.
  • Use for home improvements, large purchases, college tuition, or debt consolidation.
  • Get a rate and payment that will remain the same during the life of your loan.
  • You can establish a specific term so you’ll know exactly when your loan will be paid off.
  • Interest may be tax-deductible. (Ask your tax preparer for details.)


Apply Today

Apply in Person - Find your nearest MIDFLORIDA branch

Apply Online

Apply by Phone - Call 855-560-5626

Notices & Disclosures
Limited time offer as of April 1, 2019 and may be canceled without notice. Excluding any full appraisal or title policy if required. Appraisal or title fees could range between $300-$1200 when required, and will vary with the loan amount. $5 Membership eligibility requirements may apply. Approval subject to application, credit and acceptable property (property must be your primary residence). Offer available for owner-occupied property only and excludes manufactured homes. Property insurance is required and flood insurance is required when necessary. Online appraisal may be used to determine home value. Offer is not available for the refinance or consolidation of existing MIDFLORIDA loans. If line of credit is paid off prior to 36 months, member will be charged full amount of closing costs initially covered. To obtain a home equity loan from MIDFLORIDA, a security interest will be taken on borrower’s owner-occupied primary residence as collateral. The home equity loan must be in first or second lien position only. Mobile homes, manufactured homes, lots or homes undergoing construction, commercial, investment and rental properties are not eligible collateral. Primary borrower must be a title holder on collateral. Rate and payment amount may vary based on property value, loan amount and other factors.