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Imagine the possibilities

If you can dream it, you can do it with a closed end home equity loan. New pool? Kitchen remodel? Master suite makeover? We can help make those dreams a reality.


No Closing Costs

Pay no closing costs with a new home equity loan under $250,000.1

When you have a large expense and know exactly how much money you need, a closed end home equity loan can give you a one-time payout at a fixed rate and set term. Your payment will stay the same and you’ll know exactly when it will be paid off

For ongoing expenses, consider a home equity line of credit.

Call our loan department at (863) 284-5626 or toll free (855) 560-5626, visit a branch or apply online.

View home equity loan rates

Father and son building together


Learn about Closed End Loans

  • Loan amounts of $10,000 - $500,000.
  • Receive all your funds up front as a lump sum.
  • Use for home improvements, large purchases, college tuition, or debt consolidation.
  • Get a rate and payment that will remain the same during the life of your loan.
  • You can establish a specific term so you’ll know exactly when your loan will be paid off.
  • Interest may be tax-deductible. (Ask your tax preparer for details.)


Apply Today

Apply in Person - Find your nearest MIDFLORIDA branch

Apply Online

Apply by Phone - Call 855-560-5626

Notices & Disclosures
Offer may be canceled without notice. Membership required. Approval subject to application, credit and acceptable property (must be your primary residence; manufactured homes excluded). Property insurance required. Flood insurance when required. Online appraisal used to determine home value. Not available for refinance or consolidation of existing MIDFLORIDA loans. Loan amounts from $10,000 to $500,000. “No Closing Cost” applies only to loans under $250,000 with less than 100% LTV on homes owned at least 5 years; costs subject to recapture within 36 months.