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Imagine the possibilities

If you can dream it, you can do it with a closed end home equity loan. New pool? Kitchen remodel? Master suite makeover? We can help make those dreams a reality.


No Closing Costs

Pay no closing costs with a new home equity loan of $500,000 or less.1

When you have a large expense and know exactly how much money you need, a closed end home equity loan can give you a one-time payout at a fixed rate and set term. Your payment will stay the same and you’ll know exactly when it will be paid off

For ongoing expenses, consider a home equity line of credit.

Call our loan department at (863) 284-5626 or toll free (855) 560-5626, visit a branch or apply online.

View home equity loan rates

Father and son building together


Learn about Closed End Loans

  • Loan amounts of $10,000 - $500,000.
  • Receive all your funds up front as a lump sum.
  • Use for home improvements, large purchases, college tuition, or debt consolidation.
  • Get a rate and payment that will remain the same during the life of your loan.
  • You can establish a specific term so you’ll know exactly when your loan will be paid off.
  • Interest may be tax deductible. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax adviser for further information regarding the deductibility of interest and charges.


Apply Today

Apply in Person - Find your nearest MIDFLORIDA branch

Apply Online

Apply by Phone - Call 855-560-5626

Notices & Disclosures
$5 deposit required. Must be your primary residence. Manufactured homes are not eligible for home equity line of credit. Condos or townhouses are eligible only if loan pays off all other mortgages and liens. Not available for refinance or consolidation of existing MIDFLORIDA loans. Property, and if applicable, flood insurance must be in effect at/prior to closing. Subject to credit approval, satisfactory title search and appraisal. Online appraisal typically used to determine home value. Loan amounts from $10,000 to $500,000. “No Closing Cost” applies to eligible Home Equity Loan or Line of Credit up to and including $500,000 on primary residence with a combined LTV (CLTV) of 80% or less for homes on platted lot. Appraisal and title policy at borrower's expense may be required on other loans. Closing costs subject to recapture within 36 months. Offer may be canceled without notice.