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Waterford Lakes Branch & ATM

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You want to work with a credit union that cares about your financial situation and actively seeks solutions. Visit MIDFLORIDA Orlando - Waterford Lakes branch and ATM for your banking needs! Our financial services can be modified to fit your specific needs and go well beyond your expectations. Happily serving members across the Alafaya, Union Park, and Bithlo areas. Our Waterford Lakes branch & ATM are conveniently located on Lake Underhill Road, just across from Legacy Middle School.

11411 Lake Underhill Road
Orlando, FL 32825
(863) 688-3733 or Toll Free (866) 913-3733


  • 24 Hour ATM
  • Night Drop
  • Coin Counting Machine
  • 7-7 Drive-Thru Service
  • Business Services Available
  • Mortgage Center
  • Shared Services Available

Drive-Thru Hours

  • Monday: 7:00 am – 7:00 pm
  • Tuesday: 7:00 am – 7:00 pm
  • Wednesday: 7:00 am – 7:00 pm
  • Thursday: 7:00 am – 7:00 pm
  • Friday: 7:00 am – 7:00 pm
  • Saturday: 8:30 am – 1:00 pm
  • Sunday: Closed

Lobby Hours

  • Monday: 9:00 am - 5:00 pm
  • Tuesday: 9:00 am - 5:00 pm
  • Wednesday: 10:30 am - 5:00 pm
  • Thursday: 9:00 am - 5:00 pm
  • Friday: 9:00 am - 6:00 pm
  • Saturday: 9:00 am - 1:00 pm
  • Sunday: Closed

Personal Banking Services in Orlando - Waterford Lakes

Debit Cards

MIDFLORIDA debit cards provide instant access to funds through the Visa network and the freedom to make purchases online or in person. Our locations offer same-day debit card issuance, so you can stop by anytime and get one that reflects your style.

Personal Checking

Consider the benefits of a personal checking account tailored to your needs in managing your finances, as offered by MIDFLORIDA Credit Union. Because we are member owned, we can offer our members competitive rates, lower fees, and more alternatives to their financial needs.

Personal Savings

You can rely on our Money Market and personal savings account to help you meet your financial goals, whether they be retirement or paying off expenses.

Youth Accounts

Regardless of age, children through young adult can benefit from opening a youth account with us and parents can sign on as joint account holders. Youth accounts are an excellent option to educate children and teenagers about financial independence.

Credit Cards

Benefit from the chance to establish or improve your credit while taking advantage of our affordable rates and fees.

Explore Personal Banking

Loans and Mortgage Services in Orlando - Waterford Lakes 

Home Refinance

One of the most efficient methods to reach your financial goals is to refinance your mortgage. But you should seek out expert advice. We have mortgage specialists on staff that can guide you through refinancing your home loan.

Personal Loans

We can help if you need a loan that can be used for various purposes and won't break the bank. Through MIDFLORIDA Credit Union, Waterford Lakes branch, personal loans are available to fit every budget and lifestyle. Members enjoy lower rates, high-quality service, speedy approvals, and locally made decisions.

Home Mortgage

To help you realize your dream of homeownership, MIDFLORIDA is here to guide you throughout the journey. Our mortgage specialists at MIDFLORIDA will guide you through the many available financing options to help you during the process of owning your dream home.

Home Equity Loans and HELOC

The equity in your house is a great asset that may be used to help you achieve your objectives. Whether it's a large-scale renovation of your home, a substantial one-time cost, or the consolidation of debt, MIDFLORIDA has a solution to help you reach your goal.

Apply for a Mortgage

Business Banking Services in Orlando - Waterford Lakes

Business Savings 

MIDFLORIDA is ready to assist you in your commercial pursuits. We offer a business savings account that can meet your requirements, whether you're putting money away for a large purchase or a rainy day. If you're looking for lower fees, you've come to the right place.

Business Checking

MIDFLORIDA Credit Union offers low fee and free business checking accounts with all the bells and whistles you need to run your company smoothly.

Treasury Management

Here at MIDFLORIDA, we want to see your company succeed. For this reason, we have established a treasury management department to assist your company in optimizing its cash flow, reducing operational risks, and effectively managing payables and receivables.

Business Credit Cards

To help facilitate the daily operations of your company, we offer Visa business credit cards. This versatile tool for company financing will help you operate your small business effectively. Credit cards issued by MIDFLORIDA provide lower interest rates and generous limits, making them ideal for businesses.

Explore Business Banking

We are Here to Help!

To take advantage of our latest offers, stop by our Waterford Lakes branch and ATM and create an account for yourself or your company. Feel free to contact us if you have any questions about setting up an account or getting started with any of the aforementioned products.