Personal Banking Services in The Villages, FL.
You’ll enjoy no minimum balance, no monthly fees, and debit card rewards when you set up a Free Checking Account at The Villages Oxford branch. We make it easy to check your account balance and other necessities with quick text commands and easy-to-use app, offering a wide range of innovative and protective features we encourage you to make use of.
We provide a unique range of savings account models to support our members. From high-yield accounts to no-monthly-fee money market accounts, we strive to make savings accounts what they once were and create opportunities to grow your nest egg.
We know children aren't traditionally educated in finance – but with you, we can do the next best thing: help them begin learning the basic principles of financial management today. Our youth accounts help achieve early financial independence without so many painful learning experiences.
With instant-issue debit cards and simple but powerful features, we provide the live customer service you need, right when you need it. We have the most innovative debit card features anywhere, including our Debit Cards Rewards program and the automated Smart Save feature, which streamlines your pocket change straight into your savings account.
From credit cards designed around lower rates, high rewards, building credit, and more, we have the specialized card for you – and as always, our fraud department maintains a constant vigilance.
Loans & Mortgage Services in The Villages, FL
With numerous home loan options, we strive to provide the most useful and effective lending opportunities for both long-established and aspiring homeowners alike. For us, it's more than a business transaction – it's a matter of community.
MIDFLORIDA's mortgage specialists work closely with members to determine if, and then how, our refinancing options should be structured so you can achieve your aims. For home improvements, faster mortgage payoffs, and advantageous term adjustments, we take the time to achieve clarity together.
Home Equity Loans & HELOC
With great intro rates and draw-as-you-need plans, we work with you to establish the terms and rates that make home equity worth it in the short and long term. We're not seeking to take as much as we can from our members, because we are our members.
Personal loans require personal attention, and we have the secured, general, specialty, auto, and other loans necessary to help you enter the next financial chapter of your life on strong footing.
Business Banking Services in The Villages, FL
Our easy and multi-faceted business checking services take the busy work out of your business. With superior merchant services, your customers will notice that you are looking out for their interests – just as we look out for yours.
Explore our business savings options, where your money can work for you while you stay focused on what's important. Contrast the different options side by side with our easy comparison tool, and leverage those benefits which will impact you the most.
Business Credit Cards
With high credit limits and lower interest rates, business credit cards help you secure your cash flow needs now and into the future. It's what your customers and employees depend on, and so it's what we depend on, too.
You don't have to handle the complexities of payables and receivables while managing operational risks and basic accounting procedures alone. MIDFLORIDA provides exceptional payroll, ACH processing, fraud protection, and so much more.
Built on Trust
The difference between major banks and credit unions is simple – you! With MIDFLORIDA Credit Union, you are literally part owner, and we operate as a not-for-profit so that we can focus on your profits. We are constantly striving to provide our members with the financial edge they need to live a rich, free, and happy life.
As our member, you can get an instant boost today with our current offers, designed to help you bring your financial vision into clearer focus. Stop by or reach out to our Oxford Branch in The Villages to learn how.