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September 08, 2020

MIDFLORIDA – Home of the Best Checking Accounts for College Students

School is back in session! With 60+ branches coast to coast from Gainesville to Naples, we're just around the corner from dozens of Florida's colleges and universities. But, having branches in close proximity to campuses is just one of the reasons that banking at MIDFLORIDA is a smart choice for college students.


Home away from home

Starting college is an exciting time full of personal growth (and hopefully a lot of learning, too). You have enough to worry about with exams and roommate drama—the last thing you need is a stressful banking experience. That’s exactly why MIDFLORIDA is committed to providing friendly, face-to-face banking from highly trained experts. No matter which MIDFLORIDA branch you visit—whether it’s around the corner from campus or your childhood home—you can expect the same helpful, welcoming service from our associates, who all live in the communities they serve.

MIDFLORIDA Branches Near College CampusesLocation, location, location

Did you know that MIDFLORIDA has branches within just a few miles from many of Florida’s top public universities?  We’re also near many public colleges and private higher-learning institutions. Check out the branch locator page to find a MIDFLORIDA branch near your school.

Even if you happen to attend a school outside of our service area, you still have options. MIDFLORIDA members aren’t assessed any fees at Publix Presto! ATMs, providing easy access to cold, hard cash. You can also find a local credit union that participates in CO-OP Financial Services Shared Branching where MIDFLORIDA members can complete basic transactions in person. (The same goes if you’re a member of a different credit union attending school near a MIDFLORIDA branch. If your financial institution is a CO-OP member, please feel free to visit any of our branch lobbies for assistance!)

Solutions just for students

The Absolutely Free Student Checking Account was designed specifically for Gen Z and beyond. It comes with all the perks of a real checking account—can you say free debit card?—without the consequences. As a member, you’ll pay no monthly maintenance fees regardless of your account balance (and no direct deposit required!), plus you only need $25 to open an account.

While Absolutely Free Student Checking accounts are available up to age 20, Free Checking and Debit Card Banking are fantastic options for older students. Check out the handy account comparison tool to see which account best suits your needs.

The digital age

While it’s nice to know there’s a branch nearby just in case you require face-to-face service, most of your basic banking needs can be accomplished with just a smartphone or computer. Take a look at just a few of our on-the-go banking options:

  • Text banking – Check your balance or receive transaction details through SMS
  • Mobile deposit – Deposit grandma’s birthday check simply by snapping a photo (just make sure to write “for mobile deposit at MIDFLORIDA Credit Union only” on the back of your check)
  • Online banking – Whether on midflorida.com or in the mobile app, you can check your balance, transfer funds, pay bills, and more. Stay tuned for a brand new mobile app design, coming early 2021, with enhanced features and a completely revamped user experience!

The old college try

Set yourself up for a fantastic financial future by establishing healthy spending and saving habits now. Stop by a branch near you or join online today!