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Gulf to Bay credit union branch and ATM in clearwater florida

Gulf to Bay Branch & ATM

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Our Gulf to Bay branch in Clearwater, FL, provides high-level financial products and services that our members have come to rely on. We cater to individuals and businesses with accounts, loans, and services that fit your needs. Visit us today to learn about the financial products and services we have available for you. MIDFLORIDA Credit Union, Gulf to Bay Branch, is located west of Highway 19 at 2400 Gulf to Bay Blvd., between Autozone and Dayton Andrews car dealership.
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2400 Gulf to Bay Boulevard
Clearwater, FL 33765
(863) 688-3733 or Toll Free (866) 913-3733


  • 24 Hour ATM
  • Safe Deposit Boxes
  • Night Drop
  • Coin Counting Machine
  • 7-7 Drive-Thru Service
  • Business Services Available
  • Shared Services Available

Drive-Thru Hours

  • Monday: 7:00 am – 7:00 pm
  • Tuesday: 7:00 am – 7:00 pm
  • Wednesday: 7:00 am – 7:00 pm
  • Thursday: 7:00 am – 7:00 pm
  • Friday: 7:00 am – 7:00 pm
  • Saturday: 8:30 am – 1:00 pm
  • Sunday: Closed

Lobby Hours

  • Monday: 9:00 am - 5:00 pm
  • Tuesday: 9:00 am - 5:00 pm
  • Wednesday: 10:30 am - 5:00 pm
  • Thursday: 9:00 am - 5:00 pm
  • Friday: 9:00 am - 6:00 pm
  • Saturday: 9:00 am - 1:00 pm
  • Sunday: Closed

Personal Banking at the Gulf to Bay Branch 

Personal Checking

With our Free Checking Account, there are no monthly fees or minimum balances to maintain, and you can take advantage of debit card rewards.  

Personal Savings

We offer various ways to save money with no-monthly-fee accounts, money market accounts, high-yield accounts, and more. So whatever your savings goals are, we have the savings account for you.

Youth Bank Accounts

An understanding of good financial habits is an important lesson for children to learn early. That's why we offer youth accounts that help provide a platform for kids and young adults to gain early financial experience. With these accounts, your child's money grows at a higher dividend than a regular savings account, with no additional monthly fees.

Debit Cards

Our debit cards provide instant access to your money and offer additional services like Debit Card Rewards, Smart Save, and Mobile Wallet features. 

Credit Cards

Whether you're looking for a credit card with low interest rates, high rewards, or need to build (or rebuild) your credit, we have the right card for you. 

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Loans & Mortgage at the Gulf to Bay Branch

Home Mortgage

We understand that when it comes to choosing a home mortgage loan, there isn’t one solution that fits all. That's why we offer multiple options to better fit your needs and goals. Whether renovating an existing home or buying a new one, our mortgage specialists can help match you with a mortgage loan option that best suits your situation. 

Home Refinance

Refinancing your home can prove to be a viable method at helping you get closer to your financial goals, acquiring a better rate, or even changing up your term. If you're unsure as to whether home refinance is the right option for you, talk to our mortgage specialists at the Gulf to Bay Branch for a personalized refinancing plan.

Home Equity Loans & HELOC

With our home equity loans, you can receive funds as a lump sum or draw funds as needed to use on things like significant home improvements or debt consolidation.

Personal Loans

Consolidate debt, finance a major purchase, or borrow money for almost anything with a personal loan from MIDFLORIDA credit union. We have general-purpose or secured fixed-term loans or lines of credit available.

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Business Banking at the Gulf to Bay Branch

Business Checking

We know how important it is to keep your business running smoothly, so we offer a business checking account to help you do that. Whether you run a start-up, small business, non-profit, or a high-volume business, we have and account for you.

Business Savings

It doesn't hurt to put away a little each month in a business savings account where you know it will stay secure and can be accessed when your business needs it most.

Business Credit Cards

Having an alternate lifeline like business credit cards can assist toward paying off bills and other expenses that are affecting your business. Our credit cards come equipped with competitive interest rates and generous limits, giving you the financial security needed to operate your business.

Treasury Management

Our treasury management services include payroll services, merchant services, online wire transfer services, fraud protection, and more. Allow our Treasury Management team worry about the financials while you focus on the operation of your business.

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Take Advantage of the Financial Edge That We Can Offer

The difference between MIDFLORIDA Credit Union and the big-name banks is that we're not looking out for ourselves – we're looking out for you. That's why we make you a shareowner and take no profit for ourselves. We want you to thrive and live the life you dream of and that all starts with proper care of your finances.

Become a member today and take advantage of our member-only current offers. Stop by our MIDFLORIDA Credit Union Gulf to Bay branch or contact us for more information.