With a Visa Platinum credit card, you'll get an amazingly low rate to help you pay off those pesky high-rate department store and credit cards.
$0 Annual Fee
Our Lowest Rate Card
Apply online, visit a branch or call us to apply at (863) 284-5626 or toll free (855) 560-5626.
Need a new card now? Walk into any branch to apply and walk out with a new card today. All branches can print your new card on-demand!1
3.99% Introductory APR for 12 months from the date of account opening. After that, your Standard APR will be 12.99% to 18.00% depending on your credit rating and other factors. This APR will vary with the market based on the Prime Rate.
Use by date: Cash Advance or Balance Transfer must be added to your account within 90 days of the date of account opening for the Introductory APR to apply to the transaction. Cash Advances or Balance Transfers posted after that date will not receive the Introductory APR. Instead the standard APR for your account will apply. The standard APR may be dirrerent for Cash Advances and Balance Transfers and will be disclosed to you at the time your account is opened.
We use a method called "average daily balance (including new purchases)."
The introductory rate will be cancelled and the penalty APR disclosed above will apply if you become 60 days or more past due.
We use the highest Prime Rate listed in The Wall Street Journal on the last business day of each month.
If you have overdraft protection linked to your credit card account, overdrafts will be charged to your card at the cash advance APR of 12.99%-18.00% depending on your credit rating and other factors. This APR will vary with the market based on the Prime Rate. In addition, a $10.00 fee will also be added and will accrue interest at the same rates.
To report a lost or stolen Credit Card, please call (866) 820-3935 available 24 hours a day, 7 days a week.
Visa Platinum Terms and Conditions