MIDFLORIDA’s Visa Signature offers plenty of extras just for using your card, including cash back on everyday spending. We won't limit you to just a few categories or the amount you can earn - every qualified purchase will earn cash back, every time!
$0 Annual Fee
$100 BONUS with new card*
2.5% cash back on purchases
Apply online, visit a branch or call us to apply at (863) 284-5626 or toll free (855) 560-5626.
Need a new card now? Walk into any branch to apply and walk out with a new card today. All branches can print your new card on-demand!1
We use a method called “average daily balance (including new purchases)."
The Introductory Rate will be cancelled and the Penalty APR disclosed above will apply if you become 60 days or more past due.
We use the highest Prime Rate listed in The Wall Street Journal on the last business day of each month.
If you have overdraft protection linked to your credit card account, overdrafts will be charged to your card at the cash advance APR of 11.74% – 18.00% depending on your credit rating and other factors. This APR will vary with the market based on the Prime Rate. In addition, a $10.00 fee will also be added and will accrue interest at the same rates.
To request a copy of your current credit card disclosure, which may be different than the disclosure on new accounts listed above, please contact the MIDFLORIDA Help Desk at (863) 688-3733 or toll free at (866) 913-3733 and allow 10 days for delivery.
To report a lost or stolen Credit Card, please call (866) 820-3935 available 24 hours a day, 7 days a week.
Visa Signature Terms and Conditions